Charleston Bankruptcy & Debt Lawyer, South Carolina, page 2

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Jason T. Moss
About | Practice Areas
Moss & Associates Attorneys, P.A.
816 Elmwood Ave Columbia, SC 29201» view map
Bankruptcy & Debt
Debt Problems? We Have Solutions!

We provide our clients with a unique combination of top-quality representation, small-firm economics, and commitment.

800-821-6041
1. Jason T. Moss Columbia, SC
  Attorney at Law - SC, 1998
  University of South Carolina J.D. 1998
2. AboutMoss & Associates Attorneys, P.A.
  Debt Problems? We Have Solutions!
3. Practice AreasExpertise
  Bankruptcy & Debt
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Monica Rose Bohlen

Estate, Civil & Human Rights, Bankruptcy & Debt, Accident & Injury

Status: In Good Standing

CONTACT

10 Judith St, Charleston, SC 29403

Monica Rose Bohlen

Estate, Civil & Human Rights, Bankruptcy & Debt, Accident & Injury

Status: In Good Standing

CONTACT

10 Judith St, Charleston, SC 29403

Kristen Nicole Nichols

Real Estate, Lawsuit, Lawsuit & Dispute, Bankruptcy & Debt

Status: In Good Standing

CONTACT

40 Calhoun Street, Charleston, SC 29401

Alison Durgee Watkins

Litigation, Commercial Bankruptcy

Status: In Good Standing

CONTACT

40 Calhoun Street, Charleston, SC 29401

Forrest Truett Nettles

Environmental Law Other, Business & Trade, Collection, Bankruptcy

Status: In Good Standing Licensed: 48 Years

CONTACT

40 Calhoun Street, Charleston, SC 29401

Reid Evan Dyer

Real Estate, Bankruptcy & Debt

Status: In Good Standing

CONTACT

78 Wentworth Street, Charleston, SC 29401

Reid Evan Dyer

Real Estate, Bankruptcy & Debt

Status: In Good Standing

CONTACT

78 Wentworth Street, Charleston, SC 29401

Caitlin Ceara Astle

Contract, Collection

Status: In Good Standing

CONTACT

78 Wentworth Street, Charleston, SC 29401

Amy Jowers Mikell

Litigation, Foreclosure, Commercial Bankruptcy

Status: In Good Standing

CONTACT

78 Wentworth Street, Charleston, SC 29401

Robert Nicholas C. Felix

Bankruptcy & Debt

Status: In Good Standing

CONTACT

25 Calhoun Street, Charleston, SC 29401

800-923-0641

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LEGAL TERMS

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

FAIR LABOR STANDARDS ACT (FLSA)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements ... (more...)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements for overtime and places restrictions on child labor.

SUBROGATION

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off i... (more...)

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off its injured claimant takes the legal rights the claimant has against a third party that caused the injury, and sues that third party.

AUTOMATIC STAY

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities,... (more...)

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities, such as filing or continuing lawsuits, making written requests for payment, or notifying credit reporting bureaus of an unpaid debt.

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

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Charleston Bankruptcy & Debt Lawyer, South Carolina, page 2

Sponsored Law Firm

Moss & Associates Attorneys, P.A.

SPONSORED LAWYERS

Monica Rose Bohlen

Monica Rose Bohlen

Kristen Nicole Nichols

Alison Durgee Watkins

Forrest Truett Nettles

Reid Evan Dyer

Reid Evan Dyer

Caitlin Ceara Astle

Amy Jowers Mikell

Robert Nicholas C. Felix

TIPS

LEGAL TERMS

REAFFIRMATION

FAIR CREDIT BILLING ACT (FCBA)

LIEN

SECRET WARRANTY PROGRAM

FAIR LABOR STANDARDS ACT (FLSA)

SUBROGATION

AUTOMATIC STAY

SETOFF

CREDIT REPORT

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