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Joseph Botelho
About | Practice Areas
Botelho Law Group
901 Eastern Ave Suite 2 Fall River, MA 02723» view map
Bankruptcy & Debt Law
Fall River Lawyers

At the Botelho Law Group we have several attorneys, with different specializations; to help your case’s individual needs.

800-229-5331
1. Joseph Botelho Fall River, MA
  Attorney at Law- MA, 2000
  University of Massachusetts School of Law, J.D. 2000
2. AboutBotelho Law Group
  Fall River Lawyers
3. Practice AreasExpertise
  Bankruptcy & Debt Law
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John A. Tatoian

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Credit & Debt, Collection, Civil & Human Rights, Legal Malpractice, Consumer Protection

The Law Office of John A. Tatoian Esq. is a solo firm defined by the highest of ethical standards and personal attention. John A. Tatoian Esq. concent... (more)

CONTACT

860-490-4138

P.O. BOX 536, Springfield, MA 01108

Claudia H. Cornish

Corporate, Business Organization, Collection, Bankruptcy

Status: In Good Standing

FREE CONSULTATION

CONTACT

142 Main Street, Leominster, MA 01453

James Vincent Tabner

Immigration, Government, Divorce, Collection, Accident & Injury

Status: In Good Standing

CONTACT

9 Perkins Lane, Acton, MA 01720

Katherine L. Milligan

Corporate, Litigation, Collection, Commercial Real Estate

Status: In Good Standing

CONTACT

12 School Street, Agawam, MA 01001

Edward Russell Molari

DUI-DWI, Criminal, Contract, Collection

Status: In Good Standing

CONTACT

10 South Main Street, Attleboro, MA 02703

Stephen Alan Lechter

Real Estate, Motor Vehicle, Wills & Probate, Family Law, Collection

Status: In Good Standing

CONTACT

300 N Main St, Attleboro, MA 02703

Edward F. Grourke

Social Security, Divorce & Family Law, Collection, Bankruptcy & Debt, Accident & Injury

Status: In Good Standing

CONTACT

53A Roy Ave, Attleboro, MA 02703

Rhonda S Boule

Landlord-Tenant, Prenuptial Agreements, Child Custody, Divorce & Family Law, Collection

Status: In Good Standing

CONTACT

2120 Commonwealth Ave, Auburndale, MA 02466

James R. Ferraro

Foreclosure, Criminal, Collection, Bankruptcy & Debt

Status: In Good Standing Licensed: 30 Years

CONTACT

2120 Commonwealth Avenue, Auburndale, MA 02466

Michael K. Lane

Divorce, DUI-DWI, Discrimination, Collection

Status: In Good Standing Licensed: 16 Years

CONTACT

430 Lexington Street, Auburndale, MA 02466

800-923-0641

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LEGAL TERMS

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

AUTOMATIC STAY

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities,... (more...)

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities, such as filing or continuing lawsuits, making written requests for payment, or notifying credit reporting bureaus of an unpaid debt.

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

NONDISCHARGEABLE DEBTS

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chap... (more...)

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chapter 13 bankruptcy, the nondischargeable debts will have to be paid in full during your plan or you will have a balance at the end of your case. Examples of nondischargeable debts include alimony and child support, most income tax debts, many student loans and debts for personal injury or death caused by drunk driving. Compare dischargeable debts.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

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Charlton Depot Collection Lawyer, Massachusetts

Sponsored Law Firm

Botelho Law Group

SPONSORED LAWYERS

John A. Tatoian

Claudia H. Cornish

James Vincent Tabner

Katherine L. Milligan

Edward Russell Molari

Stephen Alan Lechter

Edward F. Grourke

Rhonda S Boule

James R. Ferraro

Michael K. Lane

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LEGAL TERMS

LIEN

AUTOMATIC STAY

401(K) PLAN

CREDIT BUREAU

WORKOUT

MEETING OF CREDITORS

NONDISCHARGEABLE DEBTS

GRACE PERIOD

UNDUE HARDSHIP

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