Chesnee Collection Lawyer, South Carolina

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Jason T. Moss
About | Practice Areas
Moss & Associates Attorneys, P.A.
816 Elmwood Ave Columbia, SC 29201» view map
Bankruptcy & Debt
Debt Problems? We Have Solutions!

We provide our clients with a unique combination of top-quality representation, small-firm economics, and commitment.

800-821-6041
1. Jason T. Moss Columbia, SC
  Attorney at Law - SC, 1998
  University of South Carolina J.D. 1998
2. AboutMoss & Associates Attorneys, P.A.
  Debt Problems? We Have Solutions!
3. Practice AreasExpertise
  Bankruptcy & Debt
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Randy A Skinner

✓ VERIFIED

Bankruptcy & Debt, Bankruptcy, Reorganization, Collection, Workout

Randy A. Skinner understands the stress of unemployment and economic uncertainty. Twenty years ago, with a new wife and a mountain of educational debt... (more)

FREE CONSULTATION

CONTACT

800-655-4210

300 North Main Street, Greenville, SC 29601

J. Chris Brown

Corporate, Collection, Commercial Leasing, Commercial Real Estate

Status: In Good Standing

CONTACT

406A E. Butler Rd., Mauldin, SC 29662

H. Stewart James

Commercial Real Estate, Construction, Corporate, Collection

Status: In Good Standing

CONTACT

505 W. Butler Rd., Greenville, SC 29607

Ryan F. Mccarty

Contract, Collection, Personal Injury, Identity Theft

Status: In Good Standing

CONTACT

260 N. Church Street, Spartanburg, SC 29306

William S. Bean

Criminal, Divorce & Family Law, Collection

Status: In Good Standing

CONTACT

147 East Saint John St, Spartanburg, SC 29306

James Hayes Walsh

Commercial Real Estate, Civil Rights, Business & Trade, Collection

Status: In Good Standing

CONTACT

100 Dunbar Street, Spartanburg, SC 29304

Edward H. Overcash

Divorce, Criminal, Collection, Animal Bite

Status: In Good Standing Licensed: 49 Years

CONTACT

159 Judge Street, Moore, SC 29369

Andrew Ross Hart

Motor Vehicle, Collection, Bankruptcy, Commercial Banks

Status: In Good Standing

CONTACT

1476 Ben Sawyer Blvd, Greer, SC 29650

E. Scott Sanders

Residential Real Estate, Corporate, Business, Collection

Status: In Good Standing

CONTACT

1151 East Washington Street, Greenville, SC 29601

Townes Boyd Johnson

Real Estate, Collection, Construction

Status: In Good Standing Licensed: 18 Years

CONTACT

Greenville, SC 29604

800-923-0641

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LEGAL TERMS

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

COLLATERAL

Property that guarantees payment of a secured debt.

NONDISCHARGEABLE DEBTS

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chap... (more...)

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chapter 13 bankruptcy, the nondischargeable debts will have to be paid in full during your plan or you will have a balance at the end of your case. Examples of nondischargeable debts include alimony and child support, most income tax debts, many student loans and debts for personal injury or death caused by drunk driving. Compare dischargeable debts.

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Chesnee Collection Lawyer, South Carolina

Sponsored Law Firm

Moss & Associates Attorneys, P.A.

SPONSORED LAWYERS

Randy A Skinner

J. Chris Brown

H. Stewart James

Ryan F. Mccarty

William S. Bean

James Hayes Walsh

Edward H. Overcash

Andrew Ross Hart

E. Scott Sanders

Townes Boyd Johnson

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LEGAL TERMS

SECURED DEBT

UNSECURED DEBT

GRACE PERIOD

401(K) PLAN

WORKOUT

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

REDEMPTION

COLLATERAL

NONDISCHARGEABLE DEBTS

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