Columbus County, NC Workout Lawyers, page 2

Sponsored Law Firm


Kevin J. Bullard

Litigation, Workers' Compensation, Criminal, Personal Injury
Status:  In Good Standing           Licensed:  29 Years

T. Scott Sessions

Real Estate, Social Security -- Disability, Wills, Estate Planning
Status:  In Good Standing           Licensed:  33 Years

Terry Craig Wright

General Practice
Status:  Deceased           Licensed:  47 Years

Terry Craig Wright

General Practice
Status:  Deceased           Licensed:  47 Years

Hugh G. Garner

General Practice
Status:  In Good Standing           Licensed:  37 Years

Paul J. Ekster

Lawsuit & Dispute, Employment, Divorce & Family Law, Accident & Injury
Status:  In Good Standing           Licensed:  25 Years

Paul J. Ekster

Lawsuit & Dispute, Divorce & Family Law, Car Accident, Accident & Injury
Status:  In Good Standing           Licensed:  25 Years

David Shelton Tedder

Other, Government, Civil & Human Rights, Business
Status:  In Good Standing           Licensed:  39 Years

Paul J. Ekster

Family Law, Divorce, Child Custody, Civil & Human Rights
Status:  In Good Standing           Licensed:  25 Years

William W. Phipps

General Practice
Status:  In Good Standing           Licensed:  46 Years

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Free Help: Use This Form or Call 800-943-8690

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800-943-8690

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LEGAL TERMS

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)
A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)
The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

HOUSEHOLDER

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a ho... (more...)
A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a homestead exemption and possibly other exemptions relating to the maintenance of the household.

CHAPTER 13 PLAN

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to ... (more...)
A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to pay all mandatory debts -- for example, back child support, taxes, and mortgage arrearages -- as well as some or all unsecured, nonpriority debts, such as medical and credit card bills.

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)
The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)
In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

FCBA

See Fair Credit Billing Act.

TRADE NAME

The official name of a business, the one it uses on its letterhead and bank account when not dealing with consumers.