Covington Bankruptcy & Debt Lawyer, Kentucky, page 4

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Douglas Howard
About | Practice Areas
Howard Law Group, P.L.L.C.
213 Saint Clair St Ste 101 Frankfort, KY 40601» view map
Bankruptcy & Debt
Where Dedication Meets Experience

At Howard Law Group, PLLC, our Frankfort lawyer has devoted his entire practice to helping clients understand their rights and helping clients make empowered legal decisions.

800-716-8131
1. Douglas Howard Frankfort, KY
  Attorney at Law - KY, 1998
  Columbus School of Law J.D. 1998
2. AboutHoward Law Group, P.L.L.C.
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3. Practice AreasExpertise
  Bankruptcy & Debt
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Edward Sheehan Monohan

Divorce & Family Law, Bankruptcy, Labor Law, Elder Law

Status: In Good Standing

CONTACT

7711 Ewing Blvd, Florence, KY 41022

Lori Ann Schlarman

Bankruptcy, Bankruptcy & Debt

Status: In Good Standing

CONTACT

Ft Mitchell, KY 41017

Gregory Aaron Huff

Estate, Bankruptcy, Bankruptcy & Debt, Accident & Injury

Status: In Good Standing

CONTACT

7303 US Hwy 42, Florence, KY 41042

Aaron Michael Beck

Landlord-Tenant, Child Custody, Bankruptcy, Car Accident, Criminal

Status: In Good Standing

CONTACT

25 Town Center Blvd, Ft Mitchell, KY 41017

Casey Keathley Robinson

Social Security -- Disability, Bankruptcy, Bankruptcy & Debt, Personal Injury

Status: In Good Standing

CONTACT

6900 Houston Road, Florence, KY 41042

Brenna Lynn Penrose

Litigation, Federal Appellate Practice, Family Law, Collection, Civil Rights

Status: In Good Standing Licensed: 20 Years

CONTACT

10 Dell Ct, Florence, KY 41042

Brenna Lynn Kelly Penrose

Litigation, Federal Appellate Practice, Family Law, Collection, Civil Rights

Status: In Good Standing

CONTACT

10 Dell Ct, Florence, KY 41042

James A Berger

Tax, Business & Trade, Commercial Bankruptcy

Status: In Good Standing

CONTACT

401 Madison Ave, Covington, KY 41011

Aaron Michael Beck

Bankruptcy

Status: In Good Standing

CONTACT

127 E 3Rd St, Covington, KY 41011

Nathan Joseph Kohler

Bankruptcy

Status: In Good Standing

CONTACT

11 15Th St, Newport, KY 41071

800-923-0641

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LEGAL TERMS

REPOSSESSION

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and ... (more...)

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and has not attempted to work with the lender to resolve the problem. A repossessor can't use force to get at your car, but he can legally hot-wire it and even drive it out of your unlocked garage.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

CHAPTER 13 PLAN

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to ... (more...)

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to pay all mandatory debts -- for example, back child support, taxes, and mortgage arrearages -- as well as some or all unsecured, nonpriority debts, such as medical and credit card bills.

TOXIC TORT

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and su... (more...)

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and suffering.

FRAUDULENT TRANSFER

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee --... (more...)

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee -- for instance, when a debtor signs a car over to a relative to keep it out of the bankruptcy estate. Fraudulently transferred property can be recovered and sold by the trustee for the benefit of the creditors.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

INFRINGEMENT (OF TRADEMARK)

Unauthorized use of a protected trademark or service mark, or use of something very similar to a protected mark. The success of a lawsuit to stop the infringeme... (more...)

Unauthorized use of a protected trademark or service mark, or use of something very similar to a protected mark. The success of a lawsuit to stop the infringement turns on whether the defendant's use causes a likelihood of confusion in the average consumer. If a court determines that the average consumer would be confused, the owner of the original mark can prevent the other's use of the infringing mark and sometimes collect damages.

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Covington Bankruptcy & Debt Lawyer, Kentucky, page 4

Sponsored Law Firm

Howard Law Group, P.L.L.C.

SPONSORED LAWYERS

Edward Sheehan Monohan

Lori Ann Schlarman

Gregory Aaron Huff

Aaron Michael Beck

Casey Keathley Robinson

Brenna Lynn Penrose

Brenna Lynn Kelly Penrose

James A Berger

Aaron Michael Beck

Nathan Joseph Kohler

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LEGAL TERMS

REPOSSESSION

MEANS TEST

CHAPTER 13 PLAN

TOXIC TORT

FRAUDULENT TRANSFER

CREDIT REPORT

INTEREST

PRESUMED ABUSE

INFRINGEMENT (OF TRADEMARK)

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