Croton On Hudson Bankruptcy & Debt Lawyer, New York

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Jesus Cachaya
About | Practice Areas
Osorio Cachaya Law Offices, PLLC
203 E Post Rd 1st Floor White Plains, NY 10601» view map
Accident & Injury, Criminal, Family, Immigration
Experienced Legal Assistance!

Osorio Cachaya Law Offices, PLLC is a family-owned law office that has been offering a team approach to legal issues since 1999.Se Hablamos Espanol

800-318-9750
1. Jesus Cachaya White Plains, NY
  Attorney at Law- NY
  Capital University Law School, JD 2008
2. AboutOsorio Cachaya Law Offices, PLLC
  Experienced Legal Assistance!
3. Practice AreasExpertise
  Accident & Injury
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Jay Wolf Ungerman

Bankruptcy

Status: Inactive Licensed: 63 Years

CONTACT

136 Grand Street, Croton On Hudson, NY 10520

Jason Lloyd Stern

General Practice

Status: In Good Standing Licensed: 30 Years

CONTACT

420 S Riverside Ave, Croton On Hudson, NY 10520

Lori G. Feldman

Litigation, Employment Discrimination, Civil Rights, Securities, Consumer Bankruptcy

Status: In Good Standing Licensed: 34 Years

CONTACT

102 Half Moon Bay Dr, Croton On Hudson, NY 10520

John Balch Mcbride

Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 32 Years

CONTACT

1 Croton Point Ave, Croton On Hudson, NY 10520

Ari Joshua Stein

Other, Lawsuit & Dispute, Bankruptcy & Debt

Status: In Good Standing Licensed: 22 Years

CONTACT

1 Railroad Square, Haverstraw, NY 10927

Daniel V. Remer

Bankruptcy & Debt

Status: In Good Standing Licensed: 28 Years

CONTACT

30 State St, Ossining, NY 10562

Penelope W. Morgan

Visa, Trusts, DUI-DWI, Bankruptcy

Status: In Good Standing Licensed: 48 Years

CONTACT

75 S Highland Ave, Ossining, NY 10562

Frank J. Laperch

Bankruptcy & Debt

Status: In Good Standing

CONTACT

148 S Liberty Dr, Stony Point, NY 10980

Tanya Patrice Dwyer

Commercial Real Estate, Litigation, Bankruptcy

Status: In Good Standing

CONTACT

1 Park Pl, Peekskill, NY 10566

Sarah Ann Filcher

Real Estate, Bankruptcy & Debt

Status: In Good Standing Licensed: 13 Years

CONTACT

1 Park Pl, Peekskill, NY 10566

800-923-0641

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LEGAL TERMS

LIQUIDATING PARTNER

The member of an insolvent or dissolving partnership responsible for paying the debts and settling the accounts of the partnership.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

DISCHARGEABLE DEBTS

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bill... (more...)

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bills and medical bills. Compare nondischargeable debts.

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

CHAPTER 7 BANKRUPTCY

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 b... (more...)

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 bankruptcy takes from three to six months, costs about $200, and commonly requires only one trip to the courthouse.

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

BANKRUPTCY TRUSTEE

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is t... (more...)

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is to gather the debtor's nonexempt property, liquidate it and distribute it proportionally to her creditors. In a Chapter 13 case, the trustee's role is to receive the debtor's monthly payments and distribute them proportionally to her creditors.

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

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Croton On Hudson Bankruptcy & Debt Lawyer, New York

Sponsored Law Firm

Osorio Cachaya Law Offices, PLLC

SPONSORED LAWYERS

Jay Wolf Ungerman

Jason Lloyd Stern

Lori G. Feldman

John Balch Mcbride

Ari Joshua Stein

Daniel V. Remer

Penelope W. Morgan

Frank J. Laperch

Tanya Patrice Dwyer

Sarah Ann Filcher

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LEGAL TERMS

LIQUIDATING PARTNER

COLLECTION AGENCY

GARNISHMENT

DISCHARGEABLE DEBTS

SOLE PROPRIETORSHIP

CHAPTER 7 BANKRUPTCY

ACCORD AND SATISFACTION

BANKRUPTCY TRUSTEE

CREDIT COUNSELING

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