Cumberland County, KY Reorganization Lawyers

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Douglas Howard
About | Practice Areas
Howard Law Group, P.L.L.C.
213 Saint Clair St Ste 101 Frankfort, KY 40601» view map
Bankruptcy & Debt
Where Dedication Meets Experience

At Howard Law Group, PLLC, our Frankfort lawyer has devoted his entire practice to helping clients understand their rights and helping clients make empowered legal decisions.

800-716-8131
1. Douglas Howard Frankfort, KY
  Attorney at Law - KY, 1998
  Columbus School of Law J.D. 1998
2. AboutHoward Law Group, P.L.L.C.
  Detailed Preparation & Simple Solutions
3. Practice AreasExpertise
  Bankruptcy & Debt
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Not enough matches for Cumberland Reorganization lawyer.
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Stephen H. Poindexter

Accident & Injury, Bankruptcy, Criminal, Traffic

Status: In Good Standing Licensed: 21 Years

FREE CONSULTATION

CONTACT

360 Courthouse Square, Burkesville, KY 42717

David Lewis Williams

Real Estate Other, Divorce, Child Custody, Divorce & Family Law

Status: In Good Standing

CONTACT

Burkesville, KY 42717

Catherine B Capps

Civil & Human Rights, Elder Law, Estate Planning, Commercial Real Estate

Status: In Good Standing

CONTACT

110 E Smith St, Burkesville, KY 42717

Harlan E Judd

General Practice

Status: In Good Standing

CONTACT

Burkesville, KY 42717

Lindsey Gary Bell

General Practice

Status: In Good Standing

CONTACT

Burkesville, KY 42717

Coleman Michae Hurt

General Practice

Status: In Good Standing

CONTACT

Burkesville, KY 42717

Stephen D Hurt

General Practice

Status: In Good Standing

CONTACT

1777 Allens Creek Rd, Burkesville, KY 42717

Kristi Renee Castillo

General Practice

Status: In Good Standing

CONTACT

60Th Judical District Judge, Burkesville, KY 42717

Patricia Ann Thomas

Workers' Compensation, Employment, Family Law, Divorce & Family Law

Status: In Good Standing

CONTACT

Burkesville, KY 42717

Angela M Capps

Criminal, State & Local Agencies

Status: In Good Standing

CONTACT

111 Jamestown St, Burkesville, KY 42717

800-923-0641

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LEGAL TERMS

BANKRUPTCY TRUSTEE

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is t... (more...)

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is to gather the debtor's nonexempt property, liquidate it and distribute it proportionally to her creditors. In a Chapter 13 case, the trustee's role is to receive the debtor's monthly payments and distribute them proportionally to her creditors.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

DISCHARGEABLE DEBTS

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bill... (more...)

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bills and medical bills. Compare nondischargeable debts.

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

FORBEARANCE

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily ... (more...)

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily postponing or reducing the borrower's payments.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

Cumberland County, KY Reorganization Lawyers

Sponsored Law Firm

Howard Law Group, P.L.L.C.

SPONSORED LAWYERS

Stephen H. Poindexter

David Lewis Williams

Catherine B Capps

Harlan E Judd

Lindsey Gary Bell

Coleman Michae Hurt

Stephen D Hurt

Kristi Renee Castillo

Patricia Ann Thomas

Angela M Capps

TIPS

LEGAL TERMS

BANKRUPTCY TRUSTEE

IRS EXPENSES

DISCHARGEABLE DEBTS

SOLE PROPRIETORSHIP

CHAPTER 13 BANKRUPTCY

401(K) PLAN

FORBEARANCE

GRACE PERIOD

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