Dalzell Collection Lawyer, South Carolina

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Jason T. Moss
About | Practice Areas
Moss & Associates Attorneys, P.A.
816 Elmwood Ave Columbia, SC 29201» view map
Bankruptcy & Debt
Debt Problems? We Have Solutions!

We provide our clients with a unique combination of top-quality representation, small-firm economics, and commitment.

800-821-6041
1. Jason T. Moss Columbia, SC
  Attorney at Law - SC, 1998
  University of South Carolina J.D. 1998
2. AboutMoss & Associates Attorneys, P.A.
  Debt Problems? We Have Solutions!
3. Practice AreasExpertise
  Bankruptcy & Debt
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Ian Douglas McVey

Construction, Corporate, Banking & Finance, Collection

Status: In Good Standing

CONTACT

1812 Lincoln St, Columbia, SC 29202

Adam Hollen Schanz

Litigation, Foreclosure, Collection, Landlord-Tenant

Status: In Good Standing Licensed: 14 Years

CONTACT

Columbia, SC 29202

Benjamin Edward Grimsley

Real Estate, Business & Trade, Collection, Bankruptcy & Debt

Status: In Good Standing

CONTACT

Columbia, SC 29211

Brooke Chapman Evans

Litigation, Estate Planning, Collection, Personal Injury

Status: In Good Standing

CONTACT

Florence, SC 29503

C. Mitchell Brown

Other, Lawsuit & Dispute, Business, Collection

Status: In Good Standing

CONTACT

Columbia, SC 29211

Chelsea Jaqueline Clark

Construction, Litigation, Administrative Law, Collection

Status: In Good Standing Licensed: 9 Years

CONTACT

Columbia, SC 29260

Christopher Stephen Truluck

Communication & Media Law, Criminal, Collection, Bankruptcy & Debt

Status: In Good Standing

CONTACT

1507 Richland Street, Columbia, SC 29201

Daniel B. Lott

Corporate, Business Organization, Banking & Finance, Collection

Status: In Good Standing Licensed: 33 Years

CONTACT

3022 Millwood Avenue, Columbia, SC 29205

Dean Anthony Hayes

Collection, Landlord-Tenant, Real Estate

Status: In Good Standing Licensed: 31 Years

CONTACT

4500 Fort Jackson Boulevard, Columbia, SC 29209

Edward L. Grimsley

Bankruptcy & Debt, Foreclosure, Litigation, Collection

Status: In Good Standing

CONTACT

1703 Laurel Street, Columbia, SC 29201

800-923-0641

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LEGAL TERMS

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

SUBROGATION

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off i... (more...)

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off its injured claimant takes the legal rights the claimant has against a third party that caused the injury, and sues that third party.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

DEBIT CARD

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can ... (more...)

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can also be used at stores to pay for goods and services in place of a check. Unlike a credit card, a debit card automatically withdraws money from your checking account at the time of the transaction. Debit cards are regulated by the Electronic Funds Transfer Act.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

ABUSE

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because ... (more...)

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because the debtor appears to have enough disposable income to fund a Chapter 13 repayment plan.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

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Dalzell Collection Lawyer, South Carolina

Sponsored Law Firm

Moss & Associates Attorneys, P.A.

SPONSORED LAWYERS

Ian Douglas McVey

Adam Hollen Schanz

Benjamin Edward Grimsley

Brooke Chapman Evans

C. Mitchell Brown

Chelsea Jaqueline Clark

Christopher Stephen Truluck

Daniel B. Lott

Dean Anthony Hayes

Edward L. Grimsley

TIPS

LEGAL TERMS

DISCHARGE (OF DEBTS)

SUBROGATION

MEANS TEST

IRS EXPENSES

DEBIT CARD

CHAPTER 13 BANKRUPTCY

ABUSE

FAIR CREDIT BILLING ACT (FCBA)

COLLECTION AGENCY

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