Decatur Reorganization Lawyer, Illinois

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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
1. Contact
2. Email
3. Refer
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Not enough matches for Decatur Reorganization lawyer.
Below are all Decatur Bankruptcy & Debt lawyers.

Andrew Steven Erickson

Real Estate, Lawsuit & Dispute, Bankruptcy

Status: In Good Standing Licensed: 13 Years

CONTACT

132 S Water St, Decatur, IL 62523

Yang Li

Commercial Real Estate, Contract, Lawsuit & Dispute, Bankruptcy

Status: In Good Standing Licensed: 48 Years

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1301 E. Mound Road, Decatur, IL 62526

Alyssa Colee

Estate Planning, Civil Rights, Bankruptcy

Status: In Good Standing Licensed: 9 Years

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132 South Water St, Decatur, IL 62525

Amanda Jordan Wiese

Mediation, Civil Rights, Civil & Human Rights, Bankruptcy

Status: In Good Standing Licensed: 9 Years

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111 E Main St, Decatur, IL 62525

Andrew Douglas Bourey

Estate Planning, Family Law, Divorce, Divorce & Family Law, Bankruptcy

Status: In Good Standing Licensed: 23 Years

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225 S Main St, Decatur, IL 62523

Brian Finney

Federal Appellate Practice, Estate, Criminal, Bankruptcy & Debt

Status: In Good Standing Licensed: 33 Years

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253 E Wood St, Decatur, IL 62523

Brian Wayne Finney

Federal Appellate Practice, Estate, Criminal, Bankruptcy & Debt

Status: In Good Standing Licensed: 33 Years

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253 E Wood St, Decatur, IL 62523

Chad Murray

Estate Planning, Estate, Elder Law, Bankruptcy

Status: In Good Standing Licensed: 15 Years

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1620 S Taylorville Rd, Decatur, IL 62521

Chad Murray

Bankruptcy, Estate Planning, Family Law, Elder Law

Status: In Good Standing Licensed: 9 Years

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253 E Wood St, Decatur, IL 62523

Cheryl Anne Considine

Bankruptcy

Status: In Good Standing Licensed: 27 Years

CONTACT

111 East Main Street, Decatur, IL 62525

800-923-0641

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LEGAL TERMS

FDCPA

See Fair Debt Collections & Practices Act.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

LIABILITY

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pi... (more...)

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pipe bursts the day after Paul installs it, ruining the bathroom floor. This raises the issue of liability: Who is responsible for the damage? Peri claims that Paul is responsible, and sues him for the cost of hiring another plumber to fix the pipe and replacing the floor. Paul, in turn, claims that the pipe manufacturer is responsible, because they supplied him with faulty materials. Both Peri and Paul must prove their claims in court; if Paul and/or the manufacturer is found liable, one or both will have to pay damages to Peri. (2) Something for which a person is liable. For example, a debt is often called a liability.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

FRATERNAL BENEFIT SOCIETY BENEFITS

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal socie... (more...)

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal societies that provide benefits. Also called benefit society, benevolent society or mutual aid association benefits. Under bankruptcy laws, these benefits are virtually always considered exempt property.

SUBROGATION

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off i... (more...)

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off its injured claimant takes the legal rights the claimant has against a third party that caused the injury, and sues that third party.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

Decatur Reorganization Lawyer, Illinois

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

Andrew Steven Erickson

Yang Li

Alyssa Colee

Amanda Jordan Wiese

Andrew Douglas Bourey

Brian Finney

Brian Wayne Finney

Chad Murray

Chad Murray

Cheryl Anne Considine

TIPS

LEGAL TERMS

FDCPA

INTEREST

IRS EXPENSES

LIABILITY

COLLECTION AGENCY

FRATERNAL BENEFIT SOCIETY BENEFITS

SUBROGATION

PRESUMED ABUSE

FCRA

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