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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
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2. Email
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Eric Morgan Benveniste

Collection, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 21 Years

CONTACT

3066 Pawtucket Rd, Northbrook, IL 60062

Louis Scott Freedman

Lawsuit & Dispute, Government, Collection, Bankruptcy

Status: In Good Standing Licensed: 45 Years

CONTACT

661 Glenn Avenue, Wheeling, IL 60090

James Allan Kaplan

Real Estate, Banking & Finance, Collection, Bankruptcy & Debt

Status: In Good Standing Licensed: 46 Years

CONTACT

Highland Park, IL 60035

Michael Davis Weis

Litigation, Civil Rights, Banking & Finance, Collection

Status: In Good Standing Licensed: 54 Years

CONTACT

107 Radcliffe Ct, Glenview, IL 60026

Rhoda Elvove Markovitz

Commercial Real Estate, Litigation, Transactions, Collection

Status: In Good Standing Licensed: 48 Years

CONTACT

3734 Pebble Beach Rd, Northbrook, IL 60062

Rhoda Markovitz

Commercial Real Estate, Litigation, Transactions, Collection

Status: In Good Standing Licensed: 48 Years

CONTACT

3734 Pebble Beach Rd, Northbrook, IL 60062

Eric Benveniste

Collection, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 21 Years

CONTACT

Northbrook, IL 60065

Richard Atlas

Lawsuit & Dispute, Estate Planning, Collection

Status: In Good Standing Licensed: 48 Years

CONTACT

1550 Woodlark Drive, Northbrook, IL 60062

Richard I. Atlas

Lawsuit & Dispute, Estate Planning, Collection

Status: In Good Standing Licensed: 48 Years

CONTACT

1550 Woodlark Drive, Northbrook, IL 60062

800-923-0641

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LEGAL TERMS

DISCHARGEABLE DEBTS

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bill... (more...)

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bills and medical bills. Compare nondischargeable debts.

AUTOMATIC STAY

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities,... (more...)

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities, such as filing or continuing lawsuits, making written requests for payment, or notifying credit reporting bureaus of an unpaid debt.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

ADMINISTRATIVE EXPENSES

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Admi... (more...)

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Administrative costs are typically 10% of the debtor's total payments under the plan.

DOING BUSINESS AS (DBA)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or ... (more...)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or similar document with the appropriate agency -- for example, the county clerk. This enables consumers to discover the names of the business owners, which is important if a consumer needs to sue the business.

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

PRIORITY DEBT

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13... (more...)

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13 bankruptcy. Priority debts include alimony and child support, fees owed to the trustee and the attorney in the bankruptcy case, and wages owed to employees.

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Deerfield Collection Lawyer, Illinois, page 4

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

Eric Morgan Benveniste

Louis Scott Freedman

James Allan Kaplan

Michael Davis Weis

Rhoda Elvove Markovitz

Rhoda Markovitz

Eric Benveniste

Richard Atlas

Richard I. Atlas

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LEGAL TERMS

DISCHARGEABLE DEBTS

AUTOMATIC STAY

INTEREST

ADMINISTRATIVE EXPENSES

DOING BUSINESS AS (DBA)

SECRET WARRANTY PROGRAM

DISCHARGE (OF DEBTS)

REAFFIRMATION

PRIORITY DEBT

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