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Gary Schafkopf
About | Practice Areas
Schafkopf Law LLC
11 Bala Ave Bala Cynwyd, PA 19004» view map
Bankruptcy & Debt
We Are Here To Help You

Gary Schafkopf is a practicing lawyer in the states of Pennsylvania and New Jersey who focuses on cases in Bankruptcy & Debt, Employment, and Real Estate.

800-970-4781
1. Gary Schafkopf Bala Cynwyd, PA
  Attorney at Law- PA, 1999
  Schafkopf Law LLC
2. AboutSchafkopf Law LLC
  We Are Here To Help You
3. Practice AreasExpertise
  Bankruptcy & Debt
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A Richard Ross

Arbitration, Collection

Status: In Good Standing

CONTACT

5 Becker Farm Rd, Roseland, NJ 07068

Alan J. Helfand

Litigation, Workout, Collection, Bankruptcy Litigation

Status: In Good Standing

CONTACT

150 Jfk Parkway, Short Hills, NJ 07078

Angela G. Kim

Child Custody, Criminal, Children's Rights, Collection

Status: In Good Standing

CONTACT

101 Eisenhower Parkway, Roseland, NJ 07068

David A. Faloni

Estate, Civil & Human Rights, Collection, Accident & Injury

Status: In Good Standing

CONTACT

425 Eagle Rock Ave, Roseland, NJ 07068

David Christopher Ricci

Criminal, Consumer Protection, Collection, Bankruptcy & Debt

Status: In Good Standing

CONTACT

51 Jfk Parkway, Short Hills, NJ 07078

Douglas Charipper

Personal Injury, Collection, Workers' Compensation, Credit & Debt

Status: In Good Standing Licensed: 36 Years

CONTACT

7 Century Dr, Parsippany, NJ 07054

Ginger H Stillman

Civil Rights, Administrative Law, Collection, Accident & Injury

Status: In Good Standing Licensed: 22 Years

CONTACT

201 Route 10 East, Succasunna, NJ 07876

Howard Schachter

Litigation, Business & Trade, Collection, Bankruptcy

Status: In Good Standing Licensed: 37 Years

CONTACT

7 Entin Rd, Parsippany, NJ 07054

Howard Schachter

Business & Trade, Collection, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 37 Years

CONTACT

7 Entin Rd, Parsippany, NJ 07054

Howard Schachter

Business & Trade, Collection, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 37 Years

CONTACT

7 Entin Rd, Parsippany, NJ 07054

800-923-0641

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LEGAL TERMS

DISCHARGEABLE DEBTS

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bill... (more...)

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bills and medical bills. Compare nondischargeable debts.

GUARANTEED RESERVATION

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehic... (more...)

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehicle for you no matter when you show up. If you have a guaranteed reservation with a hotel, it must provide you with a room, either at that hotel or at another comparable establishment. If you have a guaranteed reservation with a car agency, it must provide you with a vehicle. The downside of a guaranteed reservation is that if you don't show up and haven't cancelled your reservation, you will be billed for one night in the room or one day's use of the vehicle.

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemp... (more...)

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemptible because it has been damaged or destroyed.

SUBROGATION

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off i... (more...)

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off its injured claimant takes the legal rights the claimant has against a third party that caused the injury, and sues that third party.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

ABUSE

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because ... (more...)

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because the debtor appears to have enough disposable income to fund a Chapter 13 repayment plan.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

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Denville Collection Lawyer, New Jersey

Sponsored Law Firm

Schafkopf Law LLC

SPONSORED LAWYERS

A Richard Ross

Alan J. Helfand

Angela G. Kim

David A. Faloni

David Christopher Ricci

Douglas Charipper

Ginger H Stillman

Howard Schachter

Howard Schachter

Howard Schachter

TIPS

LEGAL TERMS

DISCHARGEABLE DEBTS

GUARANTEED RESERVATION

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

SUBROGATION

FAIR CREDIT REPORTING ACT (FCRA)

IRS EXPENSES

ACCORD AND SATISFACTION

ABUSE

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

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