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Douglas Howard
About | Practice Areas
Howard Law Group, P.L.L.C.
213 Saint Clair St Ste 101 Frankfort, KY 40601» view map
Bankruptcy & Debt
Where Dedication Meets Experience

At Howard Law Group, PLLC, our Frankfort lawyer has devoted his entire practice to helping clients understand their rights and helping clients make empowered legal decisions.

800-716-8131
1. Douglas Howard Frankfort, KY
  Attorney at Law - KY, 1998
  Columbus School of Law J.D. 1998
2. AboutHoward Law Group, P.L.L.C.
  Detailed Preparation & Simple Solutions
3. Practice AreasExpertise
  Bankruptcy & Debt
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Christopher F Douglas

General Practice

Status: In Good Standing

CONTACT

Pineville, KY 40977

Whitney M Howard

Insurance, Credit & Debt, Personal Injury, Social Security, Civil Rights

Status: In Good Standing

CONTACT

Pineville, KY 40977

John Michael Gambrel

Accident & Injury, Bankruptcy, Criminal, Divorce & Family Law, Employment

Status: In Good Standing

CONTACT

Pineville, KY 40977

Jeffery Wade Helton

General Practice

Status: In Good Standing

CONTACT

Pineville, KY 40977

Thomas Paul Miceli

General Practice

Status: In Good Standing Licensed: 9 Years

CONTACT

114 Court Square, Barbourville, KY 40906

Lois Renfro Morris

Public Interest Law, Bankruptcy

Status: In Good Standing

CONTACT

Barbourville, KY 40906

Kirsten Renae Clancy

General Practice

Status: In Good Standing Licensed: 8 Years

CONTACT

700 Pitzer Street, Barbourville, KY 40906

Brandon Kibert

Juvenile Law, Federal Appellate Practice, Family Law, Reorganization

Status: In Good Standing Licensed: 13 Years

CONTACT

Middlesboro, KY 40965

Brandon Thomas Kibert

Juvenile Law, Federal Appellate Practice, Family Law, Reorganization

Status: In Good Standing Licensed: 13 Years

CONTACT

Middlesboro, KY 40965

Brandon Thomas Kibert

Family Law, Bankruptcy, Juvenile Law, Bankruptcy & Debt

Status: In Good Standing Licensed: 13 Years

CONTACT

Middlesboro, KY 40965

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LEGAL TERMS

DISCHARGEABLE DEBTS

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bill... (more...)

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bills and medical bills. Compare nondischargeable debts.

REPOSSESSION

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and ... (more...)

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and has not attempted to work with the lender to resolve the problem. A repossessor can't use force to get at your car, but he can legally hot-wire it and even drive it out of your unlocked garage.

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

C CORPORATION

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S c... (more...)

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S corporation, whose profits are passed through to shareholders and taxed on their personal returns under subchapter S of the Internal Revenue Code.

PRIORITY DEBT

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13... (more...)

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13 bankruptcy. Priority debts include alimony and child support, fees owed to the trustee and the attorney in the bankruptcy case, and wages owed to employees.

BULK SALES LAW

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to ... (more...)

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to conduct a bulk sale of business assets -- that is, get rid of an unusually large amount of inventory, merchandise or equipment -- the business owner must typically publish a notice of the sale and give written notice to creditors. Then, the owner must set up an account to hold the funds from the sale for a brief period of time during which creditors may make claims against the money. The prohibition against bulk sales is spelled out in the Uniform Commercial Code -- and laws modeled on the UCC have been generally adopted throughout the country.

FRATERNAL BENEFIT SOCIETY BENEFITS

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal socie... (more...)

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal societies that provide benefits. Also called benefit society, benevolent society or mutual aid association benefits. Under bankruptcy laws, these benefits are virtually always considered exempt property.

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

GUARANTEED RESERVATION

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehic... (more...)

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehicle for you no matter when you show up. If you have a guaranteed reservation with a hotel, it must provide you with a room, either at that hotel or at another comparable establishment. If you have a guaranteed reservation with a car agency, it must provide you with a vehicle. The downside of a guaranteed reservation is that if you don't show up and haven't cancelled your reservation, you will be billed for one night in the room or one day's use of the vehicle.

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Dewitt Bankruptcy & Debt Lawyer, Kentucky

Sponsored Law Firm

Howard Law Group, P.L.L.C.

SPONSORED LAWYERS

Christopher F Douglas

Whitney M Howard

John Michael Gambrel

Jeffery Wade Helton

Thomas Paul Miceli

Lois Renfro Morris

Kirsten Renae Clancy

Brandon Kibert

Brandon Thomas Kibert

Brandon Thomas Kibert

TIPS

LEGAL TERMS

DISCHARGEABLE DEBTS

REPOSSESSION

COSIGNER

C CORPORATION

PRIORITY DEBT

BULK SALES LAW

FRATERNAL BENEFIT SOCIETY BENEFITS

DISPOSABLE INCOME

GUARANTEED RESERVATION

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