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Tricia Terry
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Marrs & Terry, PLLC
6553 Jackson Road Ann Arbor, MI 48103Â» view map
Bankruptcy & Debt
Personalized, Efficient Counsel

Marrs & Terry, PLLC have been helping individuals face a variety of legal challenges, including bankruptcy, estate planning and administration, and family law.

800-862-7221
1. Tricia Terry Ann Arbor, MI
  Attorney at Law- MI, 1999
  Thomas M. Cooley Law School, J.D.
2. AboutExperienced Michigan Lawyer
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Gary L. Rogers

Other, Federal Appellate Practice, Criminal, Collection

Status: In Good Standing Licensed: 28 Years

CONTACT

925 W Ottawa St, Lansing, MI 48915

Douglas B. Shapiro

Federal Appellate Practice, Collection, Reinsurance, Criminal

Status: In Good Standing Licensed: 38 Years

CONTACT

925 W Ottawa St, Lansing, MI 48915

Avar Patrice Laws-Wright

Criminal, Administrative Law, Collection, Estate Planning

Status: In Good Standing Licensed: 16 Years

CONTACT

611 W Ottawa St, Lansing, MI 48933

Maribeth L. Zeller

Criminal, Collection

Status: In Good Standing Licensed: 20 Years

CONTACT

611 W Ottawa St, Lansing, MI 48933

Jennifer D. Martin

Divorce, Elder Law, Insurance, Collection

Status: In Good Standing Licensed: 26 Years

CONTACT

Lansing, MI 48909

Steven H. Langschwager

Administrative Law, Collection, Federal Appellate Practice, Guardianships & Conservatorships

Status: In Good Standing Licensed: 27 Years

CONTACT

525 W Ottawa St, Lansing, MI 48933

Clinton Canady

Dispute Resolution, Criminal, Collection

Status: In Good Standing Licensed: 51 Years

CONTACT

313 W. Kalamazoo, Lansing, MI 48933

Adam Lee Spinelli Fracassi

Election & Political, Civil Rights, Administrative Law, Collection

Status: In Good Standing Licensed: 9 Years

CONTACT

430 W Allegan St, Lansing, MI 48933

Jason W. Werkema

Employee Rights, Elder Law, Administrative Law, Collection

Status: In Good Standing Licensed: 9 Years

CONTACT

Lansing, MI 48909

Jessica L. Zimbelman

Federal Appellate Practice, Criminal, Collection

Status: In Good Standing Licensed: 16 Years

CONTACT

200 N Washington Square, Lansing, MI 48933

800-923-0641

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LEGAL TERMS

DEBIT CARD

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can ... (more...)

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can also be used at stores to pay for goods and services in place of a check. Unlike a credit card, a debit card automatically withdraws money from your checking account at the time of the transaction. Debit cards are regulated by the Electronic Funds Transfer Act.

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

TRADE NAME

The official name of a business, the one it uses on its letterhead and bank account when not dealing with consumers.

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

FORBEARANCE

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily ... (more...)

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily postponing or reducing the borrower's payments.

BANKRUPTCY

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are ... (more...)

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are two types of bankruptcies -- liquidation, in which your debts are wiped out (discharged) and reorganization, in which you provide the court with a plan for how you intend to repay your debts. For both consumers and business, liquidation bankruptcy is called Chapter 7. For consumers, reorganization bankruptcy is called Chapter 13. Reorganization bankruptcy for consumers with an extraordinary amount of debt and for businesses is called Chapter 11. Reorganization bankruptcy for family farmers is called Chapter 12.

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Dowling Collection Lawyer, Michigan, page 5

Sponsored Law Firm

Marrs & Terry, PLLC

SPONSORED LAWYERS

Gary L. Rogers

Douglas B. Shapiro

Avar Patrice Laws-Wright

Maribeth L. Zeller

Jennifer D. Martin

Steven H. Langschwager

Clinton Canady

Adam Lee Spinelli Fracassi

Jason W. Werkema

Jessica L. Zimbelman

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LEGAL TERMS

DEBIT CARD

DISCHARGE (OF DEBTS)

UNSECURED DEBT

FAIR CREDIT REPORTING ACT (FCRA)

GUARANTOR

TRADE NAME

PREFERENCE

FORBEARANCE

BANKRUPTCY

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