Downs Collection Lawyer, Illinois

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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
1. Contact
2. Email
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Adolfo Brandon Sanchez

Collection

Status: In Good Standing Licensed: 16 Years

CONTACT

211 Landmark Drive, Normal, IL 61761

Brian Maynard

Collection

Status: In Good Standing Licensed: 21 Years

CONTACT

211 Landmark Dr, Normal, IL 61761

Brian David Maynard

Collection

Status: In Good Standing Licensed: 21 Years

CONTACT

211 Landmark Dr, Normal, IL 61761

Carrie Haas

Employee Rights, Civil Rights, Banking & Finance, Collection

Status: In Good Standing Licensed: 21 Years

CONTACT

1001 N Main St, Bloomington, IL 61701

Carrie L. Haas

Litigation, Civil Rights, Banking & Finance, Collection

Status: In Good Standing Licensed: 21 Years

CONTACT

308 E Washington St, Bloomington, IL 61702

Chad Ritchie

Litigation, Transactions, Business, Collection

Status: In Good Standing Licensed: 22 Years

CONTACT

2203 E Empire St, Bloomington, IL 61704

Christian Richard Engel

Collection

Status: In Good Standing Licensed: 26 Years

CONTACT

207 West Jefferson Street, Bloomington, IL 61701

Christine Chance

Business, Collection

Status: In Good Standing Licensed: 31 Years

CONTACT

210 Landmark Drive, Merna, IL 61761

Christine Renee Chance

Business, Collection

Status: In Good Standing Licensed: 31 Years

CONTACT

210 Landmark Drive, Merna, IL 61761

Douglas Noel Koth

Workers' Compensation, Collection, Personal Injury, Traffic

Status: In Good Standing Licensed: 39 Years

CONTACT

420 N Main St, Bloomington, IL 61701

800-923-0641

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LEGAL TERMS

BANKRUPTCY TRUSTEE

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is t... (more...)

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is to gather the debtor's nonexempt property, liquidate it and distribute it proportionally to her creditors. In a Chapter 13 case, the trustee's role is to receive the debtor's monthly payments and distribute them proportionally to her creditors.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

GENERAL PARTNER

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the... (more...)

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the business's debts and obligations. A general partner's actions can legally bind the entire business. See also partnership, limited partnership.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

CYBERSQUATTING

Buying a domain name that reflects the name of a business or famous person with the intent of selling the name back to the business or celebrity for a profit. T... (more...)

Buying a domain name that reflects the name of a business or famous person with the intent of selling the name back to the business or celebrity for a profit. The Anticybersquatting Consumer Protection Act of 1999 authorizes a cybersquatting victim to file a federal lawsuit to regain a domain name or sue for financial compensation. Under the act, registering, selling or using a domain name with the intent to profit from someone else's good name is considered cybersquatting. Victims of cybersquatting can also use the provisions of the Uniform Domain Name Dispute Resolution Policy adopted by ICANN, an international tribunal administering domain names. This international policy results in arbitration of the dispute, not litigation.

FORBEARANCE

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily ... (more...)

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily postponing or reducing the borrower's payments.

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

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Downs Collection Lawyer, Illinois

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

Adolfo Brandon Sanchez

Brian Maynard

Brian David Maynard

Carrie Haas

Carrie L. Haas

Chad Ritchie

Christian Richard Engel

Christine Chance

Christine Renee Chance

Douglas Noel Koth

TIPS

LEGAL TERMS

BANKRUPTCY TRUSTEE

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

GENERAL PARTNER

CHAPTER 13 BANKRUPTCY

UNSECURED DEBT

REDEMPTION

CYBERSQUATTING

FORBEARANCE

SECRET WARRANTY PROGRAM

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