El Toro Bankruptcy & Debt Lawyer, California

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Gregory Fitzgerald
About | Practice Areas
Fitzgerald & Campbell, APLC
400 N. Tustin Avenue Suite 401 Santa Ana, CA 92705» view map
Bankruptcy & Debt
Lawyers Who Solve Serious Problems

We are a motivated, respected, and experienced law firm that provides affordable services that get results.

800-732-9061
1. Gregory Fitzgerald Santa Ana, CA
  Attorney at Law - CA, 1991
  Southern California College J.D. 19991
2. AboutFitzgerald & Campbell, APLC
  Over 25 years of experience.
3. Practice AreasExpertise
  Bankruptcy & Debt
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Stacy Joel Safion

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Real Estate, Credit & Debt, Consumer Rights, Lawsuit & Dispute, Business

Orange County's Leading Real Estate and Consumer Law Attorney

Stacy Safion has practiced law for over 23 years in California. His firm centers on real estate and consumer law. Mr. Safion has both an active law an... (more)

FREE CONSULTATION

CONTACT

800-392-7181

30011 Ivy Glenn Drive, Laguna Niguel, CA 92677

Brett Kyle Wiseman

Construction, Housing & Construction Defects, Bankruptcy, Administrative Law

Status: In Good Standing

FREE CONSULTATION

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27101 Puerta Real, Mission Viejo, CA 92691

Arlene M. Tokarz

Family Law, Divorce, Child Support, Bankruptcy

Status: In Good Standing

FREE CONSULTATION

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18662 MacArthur Blvd, Irvine, CA 92612

Debra Grimaila

Landlord-Tenant, Corporate, Contract, Credit & Debt

Status: In Good Standing

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19200 Von Karman Avenue, Irvine, CA 92612

Ignacio J. Lazo

Real Estate, Litigation, Corporate, Credit & Debt

Status: In Good Standing

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8871 Research Drive, Irvine, CA 92618

Jon A Longerbone

Antitrust, Arbitration, Banking & Finance, Bankruptcy

Status: In Good Standing

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5120 Campus Drive, Newport Beach, CA 92660

Molly K. Shipp

Intellectual Property, Business, Bankruptcy & Debt

Status: In Good Standing

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1278 Glenneyre Street #262, Laguna Beach, CA 92651

Angela Mestre

Bankruptcy & Debt, Consumer Bankruptcy

Status: In Good Standing Licensed: 18 Years

FREE CONSULTATION

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27068 La Paz Rd #272, Aliso Viejo, CA 92656

Jonathan David Doan

Bankruptcy & Debt, Credit & Debt, Bankruptcy, Personal Injury

Status: In Good Standing Licensed: 19 Years

FREE CONSULTATION

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25401 Cabot Rd, Laguna Hills, CA 92653

Jacquelynn Reeves

Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 18 Years

CONTACT

26895 Aliso Creek Rd, Laguna Hills, CA 92656

800-923-0641

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LEGAL TERMS

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

NO-FAULT INSURANCE

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain ... (more...)

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain amount, regardless of who was at fault. The effect of no-fault insurance laws is to eliminate lawsuits in small accidents. The advantage is the prompt payment of medical bills and expenses. The downsides are that the amounts paid by no-fault policies are often not enough to fully cover a person's losses and that no-fault does not compensate for pain and suffering.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

FCRA

See Fair Credit Reporting Act.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

CHAPTER 7 BANKRUPTCY

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 b... (more...)

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 bankruptcy takes from three to six months, costs about $200, and commonly requires only one trip to the courthouse.

El Toro Bankruptcy & Debt Lawyer, California

Sponsored Law Firm

Fitzgerald & Campbell, APLC

SPONSORED LAWYERS

Stacy Joel Safion

Brett Kyle Wiseman

Arlene M. Tokarz

Debra Grimaila

Ignacio J. Lazo

Jon A Longerbone

Molly K. Shipp

Angela Mestre

Jonathan David Doan

Jacquelynn Reeves

TIPS

LEGAL TERMS

TRUTH IN LENDING ACT (TILA)

IRS EXPENSES

NO-FAULT INSURANCE

FAIR CREDIT REPORTING ACT (FCRA)

DISCHARGE (OF DEBTS)

FCRA

NUISANCE FEES

CHAPTER 7 BANKRUPTCY

FCBA

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