Elk Credit & Debt Lawyer, Washington

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Justine Koehle
About | Practice Areas
Leavy Schultz Davis, P.S.
2415 W Falls Ave Kennewick, WA 99336» view map
Bankruptcy & Debt
Serving your legal needs since 1947

Leavy Schultz Davis is one of the Mid-Columbia’s longest standing law firms serving Eastern Washington, Kennewick, Richland, Pasco, and the greater Tri-Cities area.

509-736-1330
1. Justine Koehle Kennewick, WA
  Attorney at Law- WA, 2017
  University of Kansas School of Law, J.D. 2017
2. AboutLeavy Schultz Davis, P.S.
  Serving your legal needs since 1947
3. Practice AreasExpertise
  Bankruptcy & Debt
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2. Email
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7. Profile

Jeff Raymond Brown

Commercial Real Estate, Land Use & Zoning, Banking & Finance, Credit & Debt

Status: In Good Standing Licensed: 40 Years

CONTACT

Mead, WA 99021

Patti J Lawson-Darling

Commercial Bankruptcy, International Tax, Credit & Debt, Commercial Real Estate

Status: In Good Standing Licensed: 53 Years

CONTACT

2430 Rocky Point Rd Nw, Bremerton, WA 98312

Christopher Jan Warner

Dispute Resolution, Employee Rights, Contract, Credit & Debt

Status: In Good Standing Licensed: 47 Years

CONTACT

1211 E Quartz Ln, Spokane, WA 99208

Gregg Randall Smith

Civil Rights, Business & Trade, Corporate, Credit & Debt, Business

Status: In Good Standing Licensed: 39 Years

CONTACT

11124 N Whitehouse St, Spokane, WA 99218

Kim Taylor Dunn

Credit & Debt, Collection, Consumer Bankruptcy, International Tax

Status: In Good Standing Licensed: 34 Years

CONTACT

2631 W Dell Dr, Spokane, WA 99208

Michael David Kinkley

Contract, Credit & Debt, Malpractice, Civil Rights

Status: Deceased Licensed: 43 Years

CONTACT

4407 N Division St, Spokane, WA 99207

Glenn William Godfrey

Lending, Credit & Debt, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 23 Years

CONTACT

16201 E Indiana Ave, Spokane, WA 99216

Timothy R. Fischer

Bankruptcy & Debt, Bankruptcy, Real Estate, Credit & Debt

Status: In Good Standing

FREE CONSULTATION

CONTACT

12710 E Sprague Ave, Spokane, WA 99216

Stephen Thomas Graham

Computer Law, Criminal, Administrative Law, Credit & Debt

Status: In Good Standing Licensed: 29 Years

CONTACT

1312 N Monroe St, Spokane, WA 99201

Richard Layton Sayre

Federal, Estate Planning, Elder Law, Disability, Credit & Debt

Status: In Good Standing Licensed: 45 Years

CONTACT

201 W North River Dr, Spokane, WA 99201

800-923-0641

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LEGAL TERMS

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

TRADE DRESS

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape... (more...)

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape of Frangelico liqueur bottles. Trade dress can be protected under trademark law if a showing can be made that the average consumer would likely be confused as to product origin if another product were allowed to appear in similar dress.

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

FDCPA

See Fair Debt Collections & Practices Act.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

TRADE NAME

The official name of a business, the one it uses on its letterhead and bank account when not dealing with consumers.

FCRA

See Fair Credit Reporting Act.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

DEBIT CARD

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can ... (more...)

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can also be used at stores to pay for goods and services in place of a check. Unlike a credit card, a debit card automatically withdraws money from your checking account at the time of the transaction. Debit cards are regulated by the Electronic Funds Transfer Act.

SAMPLE LEGAL CASES

Discover Bank v. Bridges

... HOUGHTON, J. Â¶ 1 John and Julie Bridges appeal the trial court's grant of summary judgment on their credit card debt to Discover Bank. ... We reverse and remand. FACTS. Â¶ 2 Discover Bank filed a complaint against the Bridges, seeking payment of a credit card debt. ...

Brown v. Household Realty Corp.

... This debt consolidation reduced the Browns' total monthly payments for home loans and consumer credit accounts. ... 6 The same day, the Browns obtained from Household a second position line of credit to consolidate additional unsecured debt. ...

BOEING EMPLOYEES'CREDIT UNION v. Burns

... [2]. Â¶ 2 Here, Boeing Employees' Credit Union (BECU) is the holder of a subordinate deed of trust for ... [4] Accordingly, BECU is entitled to the surplus sales funds that are sufficient to satisfy the Burnses' unpaid debt to BECU. [5] We reverse and remand for further proceedings. ...

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Elk Credit & Debt Lawyer, Washington

Sponsored Law Firm

Leavy Schultz Davis, P.S.

SPONSORED LAWYERS

Jeff Raymond Brown

Patti J Lawson-Darling

Christopher Jan Warner

Gregg Randall Smith

Kim Taylor Dunn

Michael David Kinkley

Glenn William Godfrey

Timothy R. Fischer

Stephen Thomas Graham

Richard Layton Sayre

TIPS

LEGAL TERMS

CREDITOR

TRADE DRESS

401(K) PLAN

FDCPA

PRESUMED ABUSE

TRADE NAME

FCRA

FAIR CREDIT REPORTING ACT (FCRA)

DEBIT CARD

SAMPLE LEGAL CASES

Discover Bank v. Bridges

Brown v. Household Realty Corp.

BOEING EMPLOYEES'CREDIT UNION v. Burns

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