Evensville Bankruptcy & Debt Lawyer, Tennessee, page 5

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Gregory Fitzgerald
About | Practice Areas
Fitzgerald & Campbell, APLC
400 N. Tustin Avenue Suite 401 Santa Ana, CA 92705» view map
Bankruptcy & Debt
Lawyers Who Solve Serious Problems

We are a motivated, respected, and experienced law firm that provides affordable services that get results.

800-732-9061
1. Gregory Fitzgerald Santa Ana, CA
  Attorney at Law - CA, 1991
  Southern California College J.D. 19991
2. AboutFitzgerald & Campbell, APLC
  Over 25 years of experience.
3. Practice AreasExpertise
  Bankruptcy & Debt
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Nancy Cogar

Communication & Media Law, Family Law, Elder Law, Reorganization

Status: In Good Standing

CONTACT

130 Jordan Dr, Chattanooga, TN 37421

James Allen Fields

Litigation, Federal Appellate Practice, Estate Planning, Corporate, Reorganization

Status: In Good Standing Licensed: 40 Years

CONTACT

130 Jordan Drive, Chattanooga, TN 37421

Joy Cecil

Dispute Resolution, Bankruptcy, Banking & Finance, Communication & Media Law

Status: In Good Standing Licensed: 17 Years

CONTACT

4080 Jenkins Rd, Chattanooga, TN 37421

William Thomas Bible

Disability, Reorganization, Bankruptcy, Bankruptcy & Debt, Federal

Status: In Good Standing Licensed: 34 Years

CONTACT

6918 Shallowford Rd, Chattanooga, TN 37421

Tom T. Bible

Disability, Reorganization, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 34 Years

CONTACT

6918 Shallowford Rd, Chattanooga, TN 37421

Beverly Diane Biddle

Natural Resources, Family Law, Elder Law, Reorganization

Status: In Good Standing Licensed: 42 Years

CONTACT

203 Mill St, Wartburg, TN 37887

Jacquelyn Beckman

Criminal, Administrative Law, Bankruptcy, Banking & Finance

Status: In Good Standing Licensed: 12 Years

CONTACT

Signal Mountain, TN 37377

Scott Raymond Maucere

Construction, Legislative Practice, Corporate, Credit & Debt

Status: In Good Standing

CONTACT

6708 Heritage Business Ct, Chattanooga, TN 37421

Scott Maucere

Construction, Legislative Practice, Corporate, Credit & Debt

Status: In Good Standing

CONTACT

6708 Heritage Business Ct, Chattanooga, TN 37421

Bradley Loyed Hendrix

Wills & Probate, Labor Law, Corporate, Reorganization

Status: In Good Standing Licensed: 23 Years

CONTACT

2030 Hamilton Pl Blvd, Chattanooga, TN 37421

800-923-0641

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LEGAL TERMS

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

BANKRUPTCY

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are ... (more...)

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are two types of bankruptcies -- liquidation, in which your debts are wiped out (discharged) and reorganization, in which you provide the court with a plan for how you intend to repay your debts. For both consumers and business, liquidation bankruptcy is called Chapter 7. For consumers, reorganization bankruptcy is called Chapter 13. Reorganization bankruptcy for consumers with an extraordinary amount of debt and for businesses is called Chapter 11. Reorganization bankruptcy for family farmers is called Chapter 12.

FDCPA

See Fair Debt Collections & Practices Act.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

LIMITED LIABILITY

The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or ... (more...)

The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or a person who invests in a corporation (a shareholder) generally stands to lose only the amount of money invested in the business. This means that if the business folds, creditors cannot seize or sell an owner's home, car, or other personal assets.

BANKRUPTCY TRUSTEE

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is t... (more...)

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is to gather the debtor's nonexempt property, liquidate it and distribute it proportionally to her creditors. In a Chapter 13 case, the trustee's role is to receive the debtor's monthly payments and distribute them proportionally to her creditors.

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Evensville Bankruptcy & Debt Lawyer, Tennessee, page 5

Sponsored Law Firm

Fitzgerald & Campbell, APLC

SPONSORED LAWYERS

Nancy Cogar

James Allen Fields

Joy Cecil

William Thomas Bible

Tom T. Bible

Beverly Diane Biddle

Jacquelyn Beckman

Scott Raymond Maucere

Scott Maucere

Bradley Loyed Hendrix

TIPS

LEGAL TERMS

FAIR CREDIT REPORTING ACT (FCRA)

BANKRUPTCY

FDCPA

PRESUMED ABUSE

DISCHARGE (OF DEBTS)

SETOFF

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

LIMITED LIABILITY

BANKRUPTCY TRUSTEE

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