Fairfield County, SC Credit & Debt Lawyers, page 3

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Jason T. Moss
About | Practice Areas
Moss & Associates Attorneys, P.A.
816 Elmwood Ave Columbia, SC 29201» view map
Bankruptcy & Debt
Debt Problems? We Have Solutions!

We provide our clients with a unique combination of top-quality representation, small-firm economics, and commitment.

800-821-6041
1. Jason T. Moss Columbia, SC
  Attorney at Law - SC, 1998
  University of South Carolina J.D. 1998
2. AboutMoss & Associates Attorneys, P.A.
  Debt Problems? We Have Solutions!
3. Practice AreasExpertise
  Bankruptcy & Debt
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Not enough matches for Fairfield Credit & Debt lawyer.
Below are all Fairfield lawyers.

John Evans James

General Practice

Status: In Good Standing

CONTACT

Winnsboro, SC 29180

Frank Louis Freyer

General Practice

Status: Suspended Licensed: 43 Years

CONTACT

100 W High St, Winnsboro, SC 29180

Steven Barry Licata

Real Estate, Lawsuit, Wrongful Termination, Divorce & Family Law

Status: In Good Standing

CONTACT

311 Gearhart St, Ridgeway, SC 29130

Sean Patrick Schaeffner

General Practice

Status: In Good Standing Licensed: 52 Years

CONTACT

1363 Rolling Hills Rd, Ridgeway, SC 29130

Charles Hillard Sheppard

General Practice

Status: In Good Standing Licensed: 30 Years

CONTACT

1101 Deer Run Rd, Ridgeway, SC 29130

Joan S. Brown

General Practice

Status: In Good Standing Licensed: 36 Years

CONTACT

Ridgeway, SC 29130

Charles Michael Knight

General Practice

Status: Suspended Licensed: 27 Years

CONTACT

131 Woodland Terrace, Winnsboro, SC 29180

M. Kay Boulware

Real Estate, Lawsuit & Dispute, Estate, Business

Status: In Good Standing

CONTACT

Winnsboro, SC 29180

William Bryan Dukes

General Practice

Status: Suspended Licensed: 24 Years

CONTACT

Ridgeway, SC 29130

Joan S. Brown

General Practice

Status: Inactive

CONTACT

Ridgeway, SC 29130

800-923-0641

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LEGAL TERMS

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

FCBA

See Fair Credit Billing Act.

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

BANKRUPTCY

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are ... (more...)

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are two types of bankruptcies -- liquidation, in which your debts are wiped out (discharged) and reorganization, in which you provide the court with a plan for how you intend to repay your debts. For both consumers and business, liquidation bankruptcy is called Chapter 7. For consumers, reorganization bankruptcy is called Chapter 13. Reorganization bankruptcy for consumers with an extraordinary amount of debt and for businesses is called Chapter 11. Reorganization bankruptcy for family farmers is called Chapter 12.

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

CREDIT FILE

See credit report.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

SAMPLE LEGAL CASES

CASON COMPANIES, INC. v. GORRIN

... In a consumer credit sale, "either the debt is payable [1] in installments or [2] a credit service charge is made." SC Code Ann. Â§ 37-2-104(1)(d) (2002). Seller asserts that its Credit Application authorized neither method of debt payment. ...

Mitchell v. Mitchell

... SC 206, 212, 634 SE2d 51, 54 (Ct. App. 2006). Moreover, Husband concludes in his brief that, alternatively, this court should "modify [t]he Final Decree of Divorce so as to equally divide the marital estate and credit card debt.".

Kennedy v. Kennedy

... II. Credit Card Debt. Next, Husband argues the family court abused its discretion in failing to equitably divide the parties' credit card debt on a 50/50 basis because the debt at issue was accrued during the parties' marriage and thus subject to equitable division. We disagree. ...

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Fairfield County, SC Credit & Debt Lawyers, page 3

Sponsored Law Firm

Moss & Associates Attorneys, P.A.

SPONSORED LAWYERS

John Evans James

Frank Louis Freyer

Steven Barry Licata

Sean Patrick Schaeffner

Charles Hillard Sheppard

Joan S. Brown

Charles Michael Knight

M. Kay Boulware

William Bryan Dukes

Joan S. Brown

TIPS

LEGAL TERMS

PREFERENCE

FCBA

SETOFF

BANKRUPTCY

REDEMPTION

CREDIT FILE

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

LOSS DAMAGE WAIVER (LDW)

CREDITOR

SAMPLE LEGAL CASES

CASON COMPANIES, INC. v. GORRIN

Mitchell v. Mitchell

Kennedy v. Kennedy

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