Fayville Workout Lawyer, Massachusetts

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Joseph Botelho
About | Practice Areas
Botelho Law Group
901 Eastern Ave Suite 2 Fall River, MA 02723» view map
Bankruptcy & Debt Law
Fall River Lawyers

At the Botelho Law Group we have several attorneys, with different specializations; to help your case’s individual needs.

800-229-5331
1. Joseph Botelho Fall River, MA
  Attorney at Law- MA, 2000
  University of Massachusetts School of Law, J.D. 2000
2. AboutBotelho Law Group
  Fall River Lawyers
3. Practice AreasExpertise
  Bankruptcy & Debt Law
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Joseph H. Baldiga

Litigation, Trusts, Workout, Bankruptcy & Debt

Status: In Good Standing Licensed: 37 Years

CONTACT

65 Oakhurst Road, Hopkinton, MA 01748

William W. Kannel

Litigation, Government, Workout, Bankruptcy & Debt

Status: In Good Standing

CONTACT

90 Elmwood Road, Wellesley Hills, MA 02481

William W. Kannel

Litigation, Government, Workout, Bankruptcy & Debt

Status: In Good Standing Licensed: 39 Years

CONTACT

90 Elmwood Road, Wellesley Hills, MA 02481

Mary Lee Moore

Commercial Real Estate, Foreclosure, Merger & Acquisition, Workout

Status: Inactive Licensed: 42 Years

CONTACT

10 Belair Road, Wellesley, MA 02482

Michael Brier

Litigation, Patent, Merger & Acquisition, Workout

Status: In Good Standing Licensed: 14 Years

CONTACT

90 Morningside Road, Needham, MA 02492

James Mackenzie Wilton

Lending, Business, Workout, Bankruptcy & Debt

Status: In Good Standing Licensed: 34 Years

CONTACT

800 Boylston Street, Boston, MA 02199

Corey Thomas Pontes

Litigation, Workout

Status: In Good Standing Licensed: 9 Years

CONTACT

33 Barberry Lane, Milton, MA 02186

Mary Lee Moore

Foreclosure, Family Medical Leave Act (FMLA), Merger & Acquisition, Workout

Status: Inactive

CONTACT

NA, Boston, MA 02111

Elizabeth C. Sackett

Construction, Litigation, Employment Discrimination, Workout

Status: In Good Standing Licensed: 18 Years

CONTACT

One Boston Place, Boston, MA 02108

Frederick J. Pittaro

Banking & Finance, Foreclosure, Workout, Merger & Acquisition

Status: In Good Standing

CONTACT

One Finanlial Center, Boston, MA 02111

800-923-0641

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LEGAL TERMS

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemp... (more...)

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemptible because it has been damaged or destroyed.

CHAPTER 13 PLAN

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to ... (more...)

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to pay all mandatory debts -- for example, back child support, taxes, and mortgage arrearages -- as well as some or all unsecured, nonpriority debts, such as medical and credit card bills.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

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Fayville Workout Lawyer, Massachusetts

Sponsored Law Firm

Botelho Law Group

SPONSORED LAWYERS

Joseph H. Baldiga

William W. Kannel

William W. Kannel

Mary Lee Moore

Michael Brier

James Mackenzie Wilton

Corey Thomas Pontes

Mary Lee Moore

Elizabeth C. Sackett

Frederick J. Pittaro

TIPS

LEGAL TERMS

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

CHAPTER 13 PLAN

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

MEANS TEST

SECRET WARRANTY PROGRAM

CREDIT REPORT

UNSECURED DEBT

LIEN

COLLECTION AGENCY

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