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E. Chris L'Hommedieu
About | Practice Areas
L'Hommedieu Law Office, P.A.
190 Bates Street Lewiston, ME 04240» view map
Bankruptcy & Debt
More Than Just A Law Firm

L'Hommedieu Law Office, P.A. has been providing the best in legal representation in Bankruptcy, Personal Injury, Disability and Family law since 1997.

800-941-5060
1. E. Chris L'Hommedieu Lewiston, ME
  Attorney at Law - ME, 1996
  University of Maine J.D. 1995
2. AboutL'Hommedieu Law Office, P.A.
  More Than Just A Law Firm
3. Practice AreasExpertise
  Bankruptcy & Debt
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Scott Ladd

Wills & Probate, Estate Planning, Business, Credit & Debt

Status: In Good Standing

CONTACT

251 Water Street, Gardiner, ME 04345

Lucas Alejandro Cuellar

Immigration, Civil & Human Rights, Contract, Credit & Debt

Status: In Good Standing Licensed: 10 Years

CONTACT

3 Maple St, Hallowell, ME 04347

Stanley F. Greenberg

Contract, Credit & Debt, Collection, Bankruptcy

Status: In Good Standing Licensed: 47 Years

CONTACT

East Winthrop, ME 04343

Jackie T. DiGiacomo

General Practice

Status: In Good Standing Licensed: 14 Years

CONTACT

Waterville, ME 04903

William Joseph Kopesky

Class Action, White Collar Crime, Credit & Debt, Personal Injury

Status: Inactive Licensed: 41 Years

CONTACT

39 Megunticook St, Camden, ME 04843

John Farris Prendergast

General Practice

Status: In Good Standing Licensed: 20 Years

CONTACT

67 Mechanic St, Camden, ME 04843

Collette C. Cushing

Education, Income Tax, Real Estate, Motor Vehicle, Credit & Debt

Status: In Good Standing Licensed: 18 Years

CONTACT

10 Mckinley Road, Falmouth, ME 04105

Bruce B. Hochman

Education, Business & Trade, Banking & Finance, Credit & Debt

Status: In Good Standing Licensed: 43 Years

CONTACT

100 Middle Street, Portland, ME 04112

Lauren B. Weliver

Workout, Credit & Debt, Consumer Bankruptcy, Bankruptcy

Status: In Good Standing Licensed: 16 Years

CONTACT

75 Pearl St, Portland, ME 04104

J. Scott Logan

Bankruptcy & Debt, Bankruptcy, Credit & Debt, Foreclosure

Status: In Good Standing

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CONTACT

75 Pearl Street, Portland, ME 04101

800-923-0641

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LEGAL TERMS

BANKRUPTCY TRUSTEE

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is t... (more...)

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is to gather the debtor's nonexempt property, liquidate it and distribute it proportionally to her creditors. In a Chapter 13 case, the trustee's role is to receive the debtor's monthly payments and distribute them proportionally to her creditors.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

DEBIT CARD

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can ... (more...)

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can also be used at stores to pay for goods and services in place of a check. Unlike a credit card, a debit card automatically withdraws money from your checking account at the time of the transaction. Debit cards are regulated by the Electronic Funds Transfer Act.

S CORPORATION

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status fro... (more...)

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status from the Internal Revenue Service. Electing to do business as an S corporation lets shareholders enjoy limited liability status, as would be true of any corporation, but be taxed like a partnership or sole proprietor. That is, instead of being taxed as a separate entity (as would be the case with a regular or C corporation) an S corporation is a pass-through tax entity: income taxes are reported and paid by the shareholders, not the S corporation. To qualify as an S corporation a number of IRS rules must be met, such as a limit of 75 shareholders and citizenship requirements.

TRADE NAME

The official name of a business, the one it uses on its letterhead and bank account when not dealing with consumers.

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

FORBEARANCE

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily ... (more...)

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily postponing or reducing the borrower's payments.

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Gardiner Credit & Debt Lawyer, Maine

Sponsored Law Firm

L'Hommedieu Law Office, P.A.

SPONSORED LAWYERS

Scott Ladd

Lucas Alejandro Cuellar

Stanley F. Greenberg

Jackie T. DiGiacomo

William Joseph Kopesky

John Farris Prendergast

Collette C. Cushing

Bruce B. Hochman

Lauren B. Weliver

J. Scott Logan

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LEGAL TERMS

BANKRUPTCY TRUSTEE

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

NUISANCE FEES

DEBIT CARD

S CORPORATION

TRADE NAME

WORKOUT

IRS EXPENSES

FORBEARANCE

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