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Justine Koehle
About | Practice Areas
Leavy Schultz Davis, P.S.
2415 W Falls Ave Kennewick, WA 99336» view map
Bankruptcy & Debt
Serving your legal needs since 1947

Leavy Schultz Davis is one of the Mid-Columbia’s longest standing law firms serving Eastern Washington, Kennewick, Richland, Pasco, and the greater Tri-Cities area.

509-736-1330
1. Justine Koehle Kennewick, WA
  Attorney at Law- WA, 2017
  University of Kansas School of Law, J.D. 2017
2. AboutLeavy Schultz Davis, P.S.
  Serving your legal needs since 1947
3. Practice AreasExpertise
  Bankruptcy & Debt
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2. Email
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Includes: Bankruptcy Litigation, Commercial Bankruptcy, Consumer Bankruptcy, Dissolution

Collin C. McKean

✓ VERIFIED

Estate Planning, Bankruptcy, Personal Injury, Family Law, Federal Appellate Practice

We make solutions for our clients, helping them navigate difficult transitions.

CONTACT

503-567-7967

1140 SW 11th Ave, Portland, OR 97205

Brendan Enright

Farms, Divorce, Child Support, Bankruptcy

Status: In Good Standing

CONTACT

21028 Hwy 99E NE, Aurora, OR 97002

B. William Ginsler

Bankruptcy, Corporate, Consumer Bankruptcy, Contract

Status: In Good Standing

FREE CONSULTATION

CONTACT

520 Sw Yamhill St., Portland, OR 97204

David W. Schermer

Farms, Child Support, Credit & Debt, Bankruptcy

Status: In Good Standing

CONTACT

21790 Willamette Drive, West Linn, OR 97068

Karen Laree Manske

Landlord-Tenant, Business & Trade, Contract, Commercial Bankruptcy

Status: In Good Standing Licensed: 29 Years

CONTACT

12005 Sw Poppy Dr, Gaston, OR 97119

Matthew David Mills

DUI-DWI, Bankruptcy, Family Law

Status: In Good Standing Licensed: 15 Years

CONTACT

Cornelius, OR 97113

John L Shadden

Estate Planning, Real Estate, Bankruptcy, Estate

Status: In Good Standing Licensed: 36 Years

CONTACT

452 Ne Lincoln, Hillsboro, OR 97123

James E Zwaanstra

Family Law, Business & Trade, Commercial Bankruptcy, Bankruptcy

Status: In Good Standing Licensed: 28 Years

CONTACT

5289 Ne Elam Young Pkwy, Beaverton, OR 97124

Robert E Kim

Litigation, Business & Trade, Bankruptcy

Status: In Good Standing Licensed: 15 Years

CONTACT

3100 Ne Shute Rd, Hillsboro, OR 97124

Colin Savoy

Securities, Business & Trade, Corporate, Commercial Bankruptcy

Status: Inactive Licensed: 24 Years

CONTACT

5975 NW Pinefarm Pl, Beaverton, OR 97124

800-923-0641

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LEGAL TERMS

SUBROGATION

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off i... (more...)

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off its injured claimant takes the legal rights the claimant has against a third party that caused the injury, and sues that third party.

FORBEARANCE

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily ... (more...)

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily postponing or reducing the borrower's payments.

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

NONEXEMPT PROPERTY

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typicall... (more...)

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typically includes valuable clothing (furs) and electronic equipment, an expensive car that's been paid off and most of the equity in your house. Compare exempt property.

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

SAMPLE LEGAL CASES

In re Gunter

... After leaving HOH, applicant filed for bankruptcy, in which he obtained an order discharging over $236,000 in debt, including a number of credit card bills, an arbitration award that Dean Witter had obtained requiring the return of a signing bonus due to his abandonment of his ...

Gwin v. Lynn

... Defendant thereafter represented Gwin in a bankruptcy proceeding, which defendant initiated by filing a Chapter 7 (dissolution) bankruptcy petition. Plaintiff Thomas Renn was appointed trustee in plaintiff Gwin's bankruptcy. ...

IN RE STEFFEN

... Applicant did not respond to that request for about three months, at which point applicant advised the board that he had filed for bankruptcy. ... The fact that an applicant has a bankruptcy in his or her history is not in and of itself disqualifying. Scallon, 327 Or. at 39, 956 P.2d 982. ...

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Gaston Bankruptcy Lawyer, Oregon

Sponsored Law Firm

Leavy Schultz Davis, P.S.

SPONSORED LAWYERS

Collin C. McKean

Brendan Enright

B. William Ginsler

David W. Schermer

Karen Laree Manske

Matthew David Mills

John L Shadden

James E Zwaanstra

Robert E Kim

Colin Savoy

TIPS

LEGAL TERMS

SUBROGATION

FORBEARANCE

DISCHARGE (OF DEBTS)

NONEXEMPT PROPERTY

ACCORD AND SATISFACTION

REAFFIRMATION

CREDIT BUREAU

TRUTH IN LENDING ACT (TILA)

SECRET WARRANTY PROGRAM

SAMPLE LEGAL CASES

In re Gunter

Gwin v. Lynn

IN RE STEFFEN

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