Goldens Bridge Bankruptcy & Debt Lawyer, New York, page 2

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Jesus Cachaya
About | Practice Areas
Osorio Cachaya Law Offices, PLLC
203 E Post Rd 1st Floor White Plains, NY 10601» view map
Accident & Injury, Criminal, Family, Immigration
Experienced Legal Assistance!

Osorio Cachaya Law Offices, PLLC is a family-owned law office that has been offering a team approach to legal issues since 1999.Se Hablamos Espanol

800-318-9750
1. Jesus Cachaya White Plains, NY
  Attorney at Law- NY
  Capital University Law School, JD 2008
2. AboutOsorio Cachaya Law Offices, PLLC
  Experienced Legal Assistance!
3. Practice AreasExpertise
  Accident & Injury
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Francis J. O'Reilly

Bankruptcy & Debt, Credit & Debt

Status: Licensed: 36 Years

FREE CONSULTATION

CONTACT

1961 Route 6, Carmel, NY 10512

Scott B. Tulman

Other, Lawsuit & Dispute, Criminal, Collection

Status: Licensed: 41 Years

CONTACT

18 Haights Cross Rd, Chappaqua, NY 10514

Leonard Sidney Baum

Lawsuit & Dispute, Intellectual Property, Bankruptcy & Debt, Accident & Injury

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41 Neustadt Ln, Chappaqua, NY 10514

Eric Paul Wainer

Bankruptcy & Debt, Foreclosure, Litigation, Banking & Finance

Status: Licensed: 46 Years

CONTACT

148 Devoe Rd, Chappaqua, NY 10514

Ilyssa R. Alter

Real Estate, Lawsuit & Dispute, Business, Bankruptcy & Debt

Status: Licensed: 31 Years

CONTACT

2 Berol Close, Chappaqua, NY 10514

Eric Fletcher Allendorf

Real Estate, Environmental Law, Banking & Finance, Bankruptcy & Debt

Status: Licensed: 22 Years

CONTACT

12 Briarcliff Road, Chappaqua, NY 10514

Kyle-Beth Hilfer

Status: Licensed: 37 Years

CONTACT

55 Algonquin Dr, Chappaqua, NY 10514

Paul David Jaffe

Landlord-Tenant, Family Law, Children's Rights, Collection

Status: Licensed: 61 Years

CONTACT

Chappaqua, NY 10514

Leo Robert Sheer

Real Estate, Industry Specialties, Business, Bankruptcy & Debt

Status: Licensed: 55 Years

CONTACT

617 Douglas Rd, Chappaqua, NY 10514

Leslie Anne Simon

Other, Industry Specialties, Venture Capital, Bankruptcy & Debt, Government

Status: Licensed: 46 Years

CONTACT

787 Route 35, Cross River, NY 10518

800-814-6700

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LEGAL TERMS

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

CHAPTER 7 BANKRUPTCY

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 b... (more...)

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 bankruptcy takes from three to six months, costs about $200, and commonly requires only one trip to the courthouse.

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

FCBA

See Fair Credit Billing Act.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

FAIR LABOR STANDARDS ACT (FLSA)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements ... (more...)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements for overtime and places restrictions on child labor.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

FRATERNAL BENEFIT SOCIETY BENEFITS

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal socie... (more...)

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal societies that provide benefits. Also called benefit society, benevolent society or mutual aid association benefits. Under bankruptcy laws, these benefits are virtually always considered exempt property.

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Goldens Bridge Bankruptcy & Debt Lawyer, New York, page 2

Sponsored Law Firm

Osorio Cachaya Law Offices, PLLC

SPONSORED LAWYERS

Francis J. O'Reilly

Scott B. Tulman

Leonard Sidney Baum

Eric Paul Wainer

Ilyssa R. Alter

Eric Fletcher Allendorf

Kyle-Beth Hilfer

Paul David Jaffe

Leo Robert Sheer

Leslie Anne Simon

TIPS

LEGAL TERMS

MEETING OF CREDITORS

CHAPTER 7 BANKRUPTCY

WORKOUT

FCBA

CREDIT INSURANCE

SOLE PROPRIETORSHIP

FAIR LABOR STANDARDS ACT (FLSA)

FAIR CREDIT BILLING ACT (FCBA)

FRATERNAL BENEFIT SOCIETY BENEFITS

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