Goshen Credit & Debt Lawyer, Utah

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Todd Karl Jenson

Corporate, Collection, Credit & Debt, Insurance
Status:  In Good Standing           

Edward Sager

International Other, Administrative Law, Credit & Debt, Legal Malpractice
Status:  In Good Standing           

Leslie W. Slaugh

Foreclosure, Federal Appellate Practice, Estate, Corporate, Credit & Debt
Status:  In Good Standing           Licensed:  42 Years

Daniel Ray Wilkinson

Insurance, Credit & Debt, Wills, Consumer Bankruptcy
Status:  In Good Standing           Licensed:  19 Years

Nathaniel D Ashcraft

Real Estate, Family Law, Consumer Rights, Credit & Debt
Status:  In Good Standing           Licensed:  22 Years

Trevor Jon Allen

Foreign Investment, White Collar Crime, Contract, Credit & Debt
Status:  In Good Standing           Licensed:  14 Years

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Free Help: Use This Form or Call 800-943-8690

Member Representative

Call me for fastest results!
800-943-8690

Free Help: Use This Form or Call 800-943-8690

By submitting this lawyer request, I confirm I have read and agree to the Consent to Receive Messages from all messaging and voice technologies including Email, Text, Phone, Terms of Use, and Privacy Policy. Information provided is not privileged or confidential.

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Easily find Goshen Credit & Debt Lawyers and Goshen Credit & Debt Law Firms. For more attorneys, search all Bankruptcy & Debt areas including Bankruptcy, Collection, Reorganization and Workout attorneys.

LEGAL TERMS

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)
In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

DOING BUSINESS AS (DBA)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or ... (more...)
A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or similar document with the appropriate agency -- for example, the county clerk. This enables consumers to discover the names of the business owners, which is important if a consumer needs to sue the business.

FDCPA

See Fair Debt Collections & Practices Act.

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)
In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)
An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)
The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)
A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

CREDIT FILE

See credit report.

DISCHARGEABLE DEBTS

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bill... (more...)
Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bills and medical bills. Compare nondischargeable debts.

SAMPLE LEGAL CASES

ATLANTIC CREDIT AND FINANCE, INC. v. Jensen

246 P.3d 1213 (2011). 2011 UT App 12. ATLANTIC CREDIT AND FINANCE, INC., Plaintiff and Appellee, v. Kristen JENSEN, Defendant and Appellant. No. ... PER CURIAM: ¶ 1 Kristen Jensen appeals the trial court's entry of judgment against her in a debt collection action. ...

K&T, INC. v. Vowell

... [1] It should also be noted, that Utah Code section 15-4-2 does not prohibit Budget from litigating Vowell's ownership in the credit card debt after first pursuing its claim against DLSS. See Utah Code Ann. § 15-4-2 (2005). Indeed ...

Liston v. Liston

... At the time of separation, Wife carried $30,500 of credit card debt she claimed was related to family expenses. ¶4 The divorce action between Husband and Wife was tried on June 24 and 25, 2010. ... ANALYSIS. I. Wife's Credit Card Debt. ...