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Tricia Terry
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Marrs & Terry, PLLC
6553 Jackson Road Ann Arbor, MI 48103Â» view map
Bankruptcy & Debt
Personalized, Efficient Counsel

Marrs & Terry, PLLC have been helping individuals face a variety of legal challenges, including bankruptcy, estate planning and administration, and family law.

800-862-7221
1. Tricia Terry Ann Arbor, MI
  Attorney at Law- MI, 1999
  Thomas M. Cooley Law School, J.D.
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Below are all Grand Rapids Bankruptcy & Debt lawyers.

Jacob Thomas Tighe

Bankruptcy & Debt, Social Security -- Disability, Bankruptcy

Status: In Good Standing Licensed: 11 Years

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2040 Raybrook St SE, Grand Rapids, MI 49546

John T. Mcfarland

Lawsuit, International Tax, Estate Planning, Reorganization, Collection

Status: In Good Standing Licensed: 24 Years

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45 Ottawa Ave Sw, Grand Rapids, MI 49503

Dale A. Robertson

Reorganization

Status: In Good Standing Licensed: 37 Years

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272 Pearl St Nw, Grand Rapids, MI 49504

Allen L. Heneveld

Trademark, Non-profit, Business, Reorganization

Status: In Good Standing Licensed: 39 Years

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Ocheiko S. Obande

Trusts, Estate Planning, Insurance, Reorganization

Status: In Good Standing Licensed: 11 Years

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Thomas C. Clinton

Business, Bankruptcy & Debt

Status: In Good Standing Licensed: 43 Years

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238 Madison Ave Se, Grand Rapids, MI 49503

Moana M. E. Kutsche

Dispute Resolution, Family Law, Corporate, Consumer Bankruptcy

Status: Inactive Licensed: 31 Years

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220 Paris Ave Se, Grand Rapids, MI 49503

John D. Dodson

Bankruptcy & Debt

Status: In Good Standing

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800 Monroe Ave Nw, Grand Rapids, MI 49503

Brian E. Kersey

Electronic Commerce, Aviation, Business, Credit & Debt

Status: In Good Standing Licensed: 24 Years

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99 Monroe Ave Nw, Grand Rapids, MI 49503

Thomas Worsfold

Landlord-Tenant, Litigation, Criminal, Credit & Debt, Personal Injury

Status: In Good Standing Licensed: 15 Years

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99 Monroe Ave Nw, Grand Rapids, MI 49503

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LEGAL TERMS

DISCHARGEABLE DEBTS

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bill... (more...)

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bills and medical bills. Compare nondischargeable debts.

FCRA

See Fair Credit Reporting Act.

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

CHAPTER 7 BANKRUPTCY

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 b... (more...)

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 bankruptcy takes from three to six months, costs about $200, and commonly requires only one trip to the courthouse.

LIABILITY

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pi... (more...)

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pipe bursts the day after Paul installs it, ruining the bathroom floor. This raises the issue of liability: Who is responsible for the damage? Peri claims that Paul is responsible, and sues him for the cost of hiring another plumber to fix the pipe and replacing the floor. Paul, in turn, claims that the pipe manufacturer is responsible, because they supplied him with faulty materials. Both Peri and Paul must prove their claims in court; if Paul and/or the manufacturer is found liable, one or both will have to pay damages to Peri. (2) Something for which a person is liable. For example, a debt is often called a liability.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

SUBROGATION

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off i... (more...)

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off its injured claimant takes the legal rights the claimant has against a third party that caused the injury, and sues that third party.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

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Grand Rapids Reorganization Lawyer, Michigan, page 2

Sponsored Law Firm

Marrs & Terry, PLLC

SPONSORED LAWYERS

Jacob Thomas Tighe

John T. Mcfarland

Dale A. Robertson

Allen L. Heneveld

Ocheiko S. Obande

Thomas C. Clinton

Moana M. E. Kutsche

John D. Dodson

Brian E. Kersey

Thomas Worsfold

TIPS

LEGAL TERMS

DISCHARGEABLE DEBTS

FCRA

SECURED DEBT

CHAPTER 7 BANKRUPTCY

LIABILITY

FAIR CREDIT REPORTING ACT (FCRA)

PRESUMED ABUSE

SUBROGATION

CREDIT REPORT

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