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Gregory Fitzgerald
About | Practice Areas
Fitzgerald & Campbell, APLC
400 N. Tustin Avenue Suite 401 Santa Ana, CA 92705» view map
Bankruptcy & Debt
Lawyers Who Solve Serious Problems

We are a motivated, respected, and experienced law firm that provides affordable services that get results.

800-732-9061
1. Gregory Fitzgerald Santa Ana, CA
  Attorney at Law - CA, 1991
  Southern California College J.D. 19991
2. AboutFitzgerald & Campbell, APLC
  Over 25 years of experience.
3. Practice AreasExpertise
  Bankruptcy & Debt
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April Elgin

Immigration, Criminal, Bankruptcy, Banking & Finance

Status: In Good Standing Licensed: 16 Years

CONTACT

225 Dr Martin Luther King Jr Dr, Jackson, TN 38301

Matt West

Estate Planning, Bankruptcy

Status: In Good Standing Licensed: 23 Years

CONTACT

105 S Highland Ave, Jackson, TN 38301

Alissa Gay

Litigation, Transportation & Shipping, Insurance, Bankruptcy

Status: In Good Standing

CONTACT

425 E Baltimore St, Jackson, TN 38301

Gayra Hall

Federal Appellate Practice, Trusts, Elder Law, Reorganization

Status: In Good Standing Licensed: 16 Years

CONTACT

107 S Shannon St, Jackson, TN 38301

Phylinda Ramsey

Bankruptcy, Banking & Finance, Business & Trade, Credit & Debt

Status: In Good Standing Licensed: 15 Years

CONTACT

106 Stonebridge Ave, Jackson, TN 38305

Elaina Michelle Bordelon

Bankruptcy

Status: In Good Standing Licensed: 15 Years

CONTACT

210 W Main St, Jackson, TN 38301

Clinton Hondo Scott

Employee Rights, Civil Rights, Corporate, Credit & Debt

Status: In Good Standing

CONTACT

54 Exeter Rd, Jackson, TN 38305

Tara Dahl

Bankruptcy & Debt, Estate Planning, Education, Adoption

Status: In Good Standing Licensed: 17 Years

CONTACT

355 Mt Pinson Rd, Jackson, TN 38301

Elaina Michelle Bordelon

Government, Bankruptcy & Debt, Personal Injury

Status: In Good Standing Licensed: 15 Years

CONTACT

210 W Main St, Jackson, TN 38301

Bill Ringger

Criminal, Bankruptcy, Banking & Finance, Family Law

Status: In Good Standing Licensed: 46 Years

CONTACT

222 West Baltimore, Jackson, TN 38301

800-923-0641

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LEGAL TERMS

NONEXEMPT PROPERTY

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typicall... (more...)

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typically includes valuable clothing (furs) and electronic equipment, an expensive car that's been paid off and most of the equity in your house. Compare exempt property.

CCCS

See Consumer Credit Counseling Service.

WINDING UP

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, a... (more...)

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, all with the ultimate goal of liquidating or closing down a corporation or partnership.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

HOUSEHOLDER

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a ho... (more...)

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a homestead exemption and possibly other exemptions relating to the maintenance of the household.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

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Halls Bankruptcy & Debt Lawyer, Tennessee, page 4

Sponsored Law Firm

Fitzgerald & Campbell, APLC

SPONSORED LAWYERS

April Elgin

Matt West

Alissa Gay

Gayra Hall

Phylinda Ramsey

Elaina Michelle Bordelon

Clinton Hondo Scott

Tara Dahl

Elaina Michelle Bordelon

Bill Ringger

TIPS

LEGAL TERMS

NONEXEMPT PROPERTY

CCCS

WINDING UP

FAIR CREDIT BILLING ACT (FCBA)

FAIR CREDIT REPORTING ACT (FCRA)

IRS EXPENSES

HOUSEHOLDER

INTEREST

TRUTH IN LENDING ACT (TILA)

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