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Hawthorne Bankruptcy & Debt Lawyer, New York

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Jesus Antonio Cachaya Lawyer

Jesus Antonio Cachaya

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Accident & Injury, Criminal, Divorce & Family Law, Immigration, Bankruptcy & Debt

We have offices located in Westchester, White Plains and New York City and we represent clients throughout all of New York State in various legal matt... (more)

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800-318-9750

203 E Post Rd, White Plains, NY 10601
Profile LAWPOINTS™73/100
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Michael H. Schwartz

Foreclosure, Reorganization, Credit & Debt, Consumer Bankruptcy
Status:  In Good Standing           Licensed:  42 Years

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One Water Street, White Plains, NY 10601
Profile LAWPOINTS™61/100
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James Rufo

Bankruptcy & Debt, Foreclosure, Real Estate Other, Consumer Bankruptcy
Status:  In Good Standing           

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1133 Westchester Ave., White Plains, NY 10604
Profile LAWPOINTS™46/100
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Daniel F. Florio

Corporate, Collection, Commercial Leasing, Construction Contracts
Status:  In Good Standing           Licensed:  28 Years
CONTACT
30 Glenn Street, White Plains, NY 10603
Profile LAWPOINTS™35/100
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Kenneth Michael Lewis

Litigation, Corporate, Reorganization, Commercial Bankruptcy, Bankruptcy & Debt
Status:  In Good Standing           
CONTACT
220 White Plains Rd, Tarrytown, NY 10591
Profile LAWPOINTS™34/100
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Peter Ackerman

Government, Insurance, Collection
Status:  In Good Standing           Licensed:  47 Years
CONTACT
222 Mamaroneck Ave, White Plains, NY 10605
Profile LAWPOINTS™38/100
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Robert L. Rattet

Government, Child Custody, Bankruptcy
Status:  In Good Standing           
CONTACT
One North Lexington Avenue, White Plains, NY 10601
Profile LAWPOINTS™34/100
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Julie A. Cvek

Bankruptcy
Status:  In Good Standing           
CONTACT
One North Lexington Avenue, White Plains, NY 10601
Profile LAWPOINTS™34/100
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Erica R. Feynman

Bankruptcy
Status:  In Good Standing           
CONTACT
One North Lexington Avenue, White Plains, NY 10601
Profile LAWPOINTS™34/100
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John Lawrence Marchione

Bankruptcy, Household Mold, Public Interest Law, Child Custody
Status:  In Good Standing           
CONTACT
445 Hamilton Avenue, White Plains, NY 10601
Profile LAWPOINTS™34/100
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LEGAL TERMS

CCCS

See Consumer Credit Counseling Service.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)
A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)
In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)
Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)
A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

LIMITED LIABILITY

The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or ... (more...)
The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or a person who invests in a corporation (a shareholder) generally stands to lose only the amount of money invested in the business. This means that if the business folds, creditors cannot seize or sell an owner's home, car, or other personal assets.

AUTOMATIC STAY

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities,... (more...)
An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities, such as filing or continuing lawsuits, making written requests for payment, or notifying credit reporting bureaus of an unpaid debt.

CHAPTER 13 PLAN

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to ... (more...)
A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to pay all mandatory debts -- for example, back child support, taxes, and mortgage arrearages -- as well as some or all unsecured, nonpriority debts, such as medical and credit card bills.

FCRA

See Fair Credit Reporting Act.

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