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Susan Lafferty
About | Practice Areas
Lafferty Law Firm, P.C.
1321 Murfreesboro Pike Suite 521 Nashville, TN 37217» view map
Bankruptcy & Debt
Over 30 Years Of Experience

Susan S. Lafferty is a CPA and Attorney who enjoys helping people with financial problems. She is located in Nashville, TN where she has lived for over 30 years.

800-936-9071
1. Susan Lafferty Nashville, TN
  Attorney at Law - TN, 2007
  Nashville School of Law J.D. 2006
2. AboutLafferty Law Firm, P.C.
  Over 30 Years Of Experience
3. Practice AreasExpertise
  Bankruptcy & Debt
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Ben M. Rose

Business Organization, Collection, Consumer Protection, Contract

Status: In Good Standing

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511 Union Street, Nashville, TN 37219

Siew-Ling Shea

Farms, Alimony & Spousal Support, Child Support, Collection

Status: In Good Standing

FREE CONSULTATION

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The Wind In The Willows Mansion, 2205 State Street, Nashville, TN 37203

C. Jay Ingrum

Collection, Personal Injury, Civil Rights, Child Custody

Status: In Good Standing

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117 East Main Street, Gallatin, TN 37066

Michael John Mcnulty

DUI-DWI, Civil Rights, Collection, Car Accident

Status: In Good Standing

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211 Printers Alley, Nashville, TN 37201

Mary Jeanette Clement

Juvenile Law, Divorce, Criminal, Collection

Status: In Good Standing

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696A Northup Rd, Portland, TN 37148

Michael Schmitt

Alcoholic Beverages, Disability, Constitutional Law, Collection, Insurance

Status: In Good Standing

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330 Commerce St, Nashville, TN 37201

William Timothy Hill

Election & Political, Corporate, Collection, Personal Injury

Status: In Good Standing

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201 4Th Ave N, Nashville, TN 37219

John R Cheadle

Insurance, Business, Credit & Debt, Collection, Bankruptcy & Debt

Status: In Good Standing

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2404 Crestmoor Road, Nashville, TN 37215

Garth Click

Traffic, Juvenile Law, DUI-DWI, Collection

Status: In Good Standing

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509 West Court Square, Springfield, TN 37172

800-923-0641

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LEGAL TERMS

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

BANKRUPTCY

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are ... (more...)

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are two types of bankruptcies -- liquidation, in which your debts are wiped out (discharged) and reorganization, in which you provide the court with a plan for how you intend to repay your debts. For both consumers and business, liquidation bankruptcy is called Chapter 7. For consumers, reorganization bankruptcy is called Chapter 13. Reorganization bankruptcy for consumers with an extraordinary amount of debt and for businesses is called Chapter 11. Reorganization bankruptcy for family farmers is called Chapter 12.

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

LIQUIDATING PARTNER

The member of an insolvent or dissolving partnership responsible for paying the debts and settling the accounts of the partnership.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

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Hendersonville Collection Lawyer, Tennessee

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Lafferty Law Firm, P.C.

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Ben M. Rose

Siew-Ling Shea

C. Jay Ingrum

Michael John Mcnulty

Mary Jeanette Clement

Michael Schmitt

William Timothy Hill

John R Cheadle

Garth Click

TIPS

LEGAL TERMS

IRS EXPENSES

WORKOUT

REDEMPTION

MEANS TEST

BANKRUPTCY

CREDITOR

LIQUIDATING PARTNER

NUISANCE FEES

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

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