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Gregory Fitzgerald
About | Practice Areas
Fitzgerald & Campbell, APLC
400 N. Tustin Avenue Suite 401 Santa Ana, CA 92705» view map
Bankruptcy & Debt
Lawyers Who Solve Serious Problems

We are a motivated, respected, and experienced law firm that provides affordable services that get results.

800-732-9061
1. Gregory Fitzgerald Santa Ana, CA
  Attorney at Law - CA, 1991
  Southern California College J.D. 19991
2. AboutFitzgerald & Campbell, APLC
  Over 25 years of experience.
3. Practice AreasExpertise
  Bankruptcy & Debt
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Preeti K Bajwa

Litigation, Business, Criminal, Credit & Debt

Status: In Good Standing Licensed: 20 Years

CONTACT

901 H St, Sacramento, CA 95814

Amanda Marie Zamorano

Employee Rights, Administrative Law, Credit & Debt, Personal Injury

Status: In Good Standing Licensed: 10 Years

CONTACT

1540 River Park Dr, Sacramento, CA 95815

Steven D Cribb

Business, Credit & Debt

Status: In Good Standing Licensed: 25 Years

CONTACT

700 Leisure Ln, Sacramento, CA 95815

Gary Ray Fraley

Employment Discrimination, Credit & Debt, Bankruptcy, Personal Injury

Status: In Good Standing

CONTACT

1401 El Camino Ave, Sacramento, CA 95815

Sean James Gavin

Civil Rights, Contract, Business, Credit & Debt

Status: In Good Standing Licensed: 17 Years

CONTACT

3947 Lennane Dr, Sacramento, CA 95834

Lajuan Evette Wood

Entertainment, Gift Taxation, Business & Trade, Credit & Debt

Status: In Good Standing Licensed: 24 Years

CONTACT

5250 Marconi Ave, Carmichael, CA 95608

Andrew Marston Woodruff

Natural Resources, Corporate, Credit & Debt

Status: In Good Standing Licensed: 18 Years

CONTACT

2530 Laurence Ave, Carmichael, CA 95608

Justin C Lowenthal

Foreign Investment, Science, Technology & Internet, Corporate, Credit & Debt

Status: In Good Standing

CONTACT

777 F St, Davis, CA 95616

Christopher Whelan

Employment, Family Law, Civil Rights, Credit & Debt

Status: In Good Standing Licensed: 46 Years

CONTACT

11246 Gold Express Dr, Rancho Cordova, CA 95670

800-923-0641

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LEGAL TERMS

FORBEARANCE

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily ... (more...)

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily postponing or reducing the borrower's payments.

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

CHAPTER 7 BANKRUPTCY

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 b... (more...)

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 bankruptcy takes from three to six months, costs about $200, and commonly requires only one trip to the courthouse.

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

AUTOMATIC STAY

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities,... (more...)

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities, such as filing or continuing lawsuits, making written requests for payment, or notifying credit reporting bureaus of an unpaid debt.

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

SAMPLE LEGAL CASES

Komarova v. National Credit Acceptance, Inc.

... This lawsuit arises from the efforts of defendant National Credit Acceptance, Inc., to collect a consumer debt from plaintiff Anastasiya Komarova that she did not owe. ... The plaintiffs there, like plaintiff here, were pursued for payment of a credit card debt they did not owe. ...

Dey v. Continental Central Credit

... K. Dey appeals a judgment of dismissal entered after the court sustained without leave to amend the demurrer of Continental Central Credit (Continental) and ... et seq.) Dey contends he stated a cause of action based on a fee defendants charged him to collect a debt he owed a ...

Liceaga v. Debt Recovery Solutions, LLC

... Despite her pleas to the agency that she was a victim of identity theft and had no Sprint account, they appear to have disbelieved her and ultimately reported her "default" to several credit reporting agencies, without advising that the debt was contested, thus harming her credit ...

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Hood Credit & Debt Lawyer, California, page 2

Sponsored Law Firm

Fitzgerald & Campbell, APLC

SPONSORED LAWYERS

Preeti K Bajwa

Amanda Marie Zamorano

Steven D Cribb

Gary Ray Fraley

Sean James Gavin

Lajuan Evette Wood

Andrew Marston Woodruff

Justin C Lowenthal

Christopher Whelan

TIPS

LEGAL TERMS

FORBEARANCE

DISPOSABLE INCOME

CREDITOR

CHAPTER 7 BANKRUPTCY

401(K) PLAN

AUTOMATIC STAY

SETOFF

CREDIT REPORT

COLLECTION AGENCY

SAMPLE LEGAL CASES

Komarova v. National Credit Acceptance, Inc.

Dey v. Continental Central Credit

Liceaga v. Debt Recovery Solutions, LLC

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