Houghton Credit & Debt Lawyer, Iowa

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Scott Schroeder
About | Lawyer Profile
Clark & Schroeder, PLLC
231 S 3rd St Suite B, Burlington, IA 52601» view map
Criminal Defense, Divorce & Family, Juvenile Law
Let Us Handle Your Legal Needs!

They are trial lawyers, so they specialize in anything that requires going to court– especially family law and criminal defense.

800-908-7021
1. Scott Schroeder Burlington, IA
  Attorney at Law - IA, 1995
  Drake University Law School, J.D. 1995
2. AboutClark & Schroeder, PLLC
  divorces and custody cases, criminal defense, personal injury, and bankruptcy
3. Lawyer Profile
  Scott Schroeder is a practicing lawyer in the state of Iowa.
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Not enough matches for Houghton Credit & Debt lawyer.
Below are all Houghton Bankruptcy & Debt lawyers.

Robert J. Liptak

Consumer Bankruptcy, Bankruptcy, Commercial Bankruptcy, Bankruptcy & Debt

Status: In Good Standing

CONTACT

1890 185Th Street, Fairfield, IA 52556

Andrea Dawn Stritzke

Collection, Commodities

Status: In Good Standing

CONTACT

100 E Washington St, Mount Pleasant, IA 52641

Christy L. Popejoy

Estate, Divorce & Family Law, Bankruptcy & Debt, Medical Malpractice

Status: In Good Standing Licensed: 26 Years

CONTACT

607 8Th Street, Fort Madison, IA 52627

Gregory Allan Johnson

Social Security, Workers' Compensation, Contract, Collection, Personal Injury

Status: In Good Standing Licensed: 48 Years

CONTACT

516 Seventh St, Fort Madison, IA 52627

Edward Francis Noyes

Bankruptcy & Debt

Status: In Good Standing Licensed: 39 Years

CONTACT

104 1/2 N. Main St., Fairfield, IA 52556

Paul D. Gandy

Class Action, Consumer Rights, Collection, Bankruptcy

Status: In Good Standing Licensed: 38 Years

CONTACT

505 N 3 Rd Street, Fairfield, IA 52556

David Eric Sykes

Lawsuit & Dispute, Divorce & Family Law, Business, Bankruptcy & Debt

Status: In Good Standing Licensed: 17 Years

CONTACT

2094 185Th Street, Fairfield, IA 52556

Mitchell L. Taylor

Accident & Injury, Bankruptcy & Debt, Divorce & Family Law, Criminal, Estate

Status: In Good Standing Licensed: 33 Years

FREE CONSULTATION

CONTACT

420 N. Roosevelt Avenue, Burlington, IA 52601

Ryan David Gerling

Contract, Bankruptcy, Car Accident, Constitutional Law, DUI-DWI

Status: In Good Standing Licensed: 13 Years

CONTACT

420 N. Roosevelt Avenue, Burlington, IA 52601

Cynthia Floss Sharpe

Collection, Elder Law, Family Law, Estate Planning, Corporate

Status: In Good Standing Licensed: 16 Years

CONTACT

Burlington, IA 52601

800-923-0641

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LEGAL TERMS

ABUSE

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because ... (more...)

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because the debtor appears to have enough disposable income to fund a Chapter 13 repayment plan.

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

FCRA

See Fair Credit Reporting Act.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

COLLATERAL

Property that guarantees payment of a secured debt.

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

SAMPLE LEGAL CASES

Anderson v. Nextel Partners, Inc.

... The district court, granted Nextel's motion, holding the agreement signed by Anderson is not subject to the ICCC because it neither resulted in an extension of credit, nor created a debt payable in installments. Anderson has appealed. II. Scope of Review. ...

In re Marriage of Hazen

... The parties had the mortgage on their home, debt on their vehicles, and substantial credit card debt. ... We also modify to require Timothy to be responsible for $8000 of the US Bank credit card debt and Jeanne to be responsible for $1564 of the debt. ...

JOHN DEERE COMMUNITY CREDIT UNION v. Miller

... This case is a garnishment action, in which John Deere Community Credit Union, now known as Veridian Credit Union (Veridian) sought to garnish ... but the proceeds of the sale of a homestead; there is no evidence a homestead descended to Miller; and the debt at issue in the ...

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Houghton Credit & Debt Lawyer, Iowa

Sponsored Law Firm

Clark & Schroeder, PLLC

SPONSORED LAWYERS

Robert J. Liptak

Andrea Dawn Stritzke

Christy L. Popejoy

Gregory Allan Johnson

Edward Francis Noyes

Paul D. Gandy

David Eric Sykes

Mitchell L. Taylor

Ryan David Gerling

Cynthia Floss Sharpe

TIPS

LEGAL TERMS

ABUSE

SECURED DEBT

CURRENT MONTHLY INCOME

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

DISPOSABLE INCOME

FCRA

INTEREST

COLLATERAL

LIEN

SAMPLE LEGAL CASES

Anderson v. Nextel Partners, Inc.

In re Marriage of Hazen

JOHN DEERE COMMUNITY CREDIT UNION v. Miller

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