Hoyleton Collection Lawyer, Illinois

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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
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Terrell Lee Sharp

Banking & Finance, Bankruptcy, Corporate, Collection

Status: In Good Standing

CONTACT

1115 Harrison, Mount Vernon, IL 62864

Michael Ray Jones

Agriculture, Government, Contract, Collection

Status: In Good Standing Licensed: 48 Years

CONTACT

217 S Locust St, Centralia, IL 62801

Daniel R. Janowski

Agriculture, Banking & Finance, Child Custody, Collection

Status: In Good Standing Licensed: 13 Years

CONTACT

909 South Water Tower Circle, Mount Vernon, IL 62864

David John Gerber

Commercial Real Estate, Estate Planning, Business, Collection

Status: In Good Standing Licensed: 55 Years

CONTACT

3200 Lime Avenue, Mount Vernon, IL 62864

David J. Gerber

Business Organization, Collection, Credit & Debt, Wills & Probate

Status: In Good Standing

CONTACT

3200 Lime Avenue, Mount Vernon, IL 62864

David J. Gerber

Collection, Estate Planning, Transactions, Municipal

Status: In Good Standing

CONTACT

3200 Lime Avenue, Mount Vernon, IL 62864

David John Gerber

Collection, Estate Planning, Transactions, Municipal

Status: In Good Standing Licensed: 55 Years

CONTACT

3200 Lime Avenue, Mount Vernon, IL 62864

Deana Meiners

Lawsuit, Divorce, DUI-DWI, Collection

Status: In Good Standing

CONTACT

2029 Broadway, Mount Vernon, IL 62864

Sharon Sigwerth Costa

Collection

Status: In Good Standing Licensed: 47 Years

CONTACT

2001 Broadway St, Mount Vernon, IL 62864

John T. Hundley

International, Corporate, Contract, Collection

Status: In Good Standing Licensed: 46 Years

CONTACT

1115 Harrison St, Mount Vernon, IL 62864

800-923-0641

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LEGAL TERMS

FCRA

See Fair Credit Reporting Act.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

TOXIC TORT

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and su... (more...)

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and suffering.

DISCHARGEABLE DEBTS

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bill... (more...)

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bills and medical bills. Compare nondischargeable debts.

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

CCCS

See Consumer Credit Counseling Service.

TRADE NAME

The official name of a business, the one it uses on its letterhead and bank account when not dealing with consumers.

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

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Hoyleton Collection Lawyer, Illinois

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

Terrell Lee Sharp

Michael Ray Jones

Daniel R. Janowski

David John Gerber

David J. Gerber

David J. Gerber

David John Gerber

Deana Meiners

Sharon Sigwerth Costa

John T. Hundley

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LEGAL TERMS

FCRA

FAIR CREDIT BILLING ACT (FCBA)

TOXIC TORT

DISCHARGEABLE DEBTS

SOLE PROPRIETORSHIP

CCCS

TRADE NAME

SECRET WARRANTY PROGRAM

IRS EXPENSES

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