Huron County, OH Credit & Debt Lawyers

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Troy Doucet
About | Practice Areas
Doucet & Associates CO., L.P.A.
700 Stonehenge Parkway Suite 2B Dublin, OH 43017Â» view map
Credit & Debt Law
Don't Give Up!

We want to help you without bankruptcy. We are one of the most recognized foreclosure defense law firms in Ohio without bankruptcy.

800-821-8920
1. Troy Doucet Dublin, OH
  Attorney at Law- OH, 2011
  Capital University Law School, J.D. 2011
2. AboutDoucet & Associates CO., L.P.A.
  Donâ€™t Give Up!
3. Practice AreasExpertise
  Credit & Debt Law
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Not enough matches for Huron Credit & Debt lawyer.
Below are all Huron lawyers.

Matthew J. Hawley

Lawsuit & Dispute, Workers' Compensation, Products Liability, Personal Injury

Status: In Good Standing

FREE CONSULTATION

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59A East Main Street, Wakeman, OH 44889

Zachary Fowler

Commercial Real Estate, Litigation, Banking & Finance, Collection

Status: In Good Standing Licensed: 12 Years

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221 E. Main Street, Bellevue, OH 44811

Roger Donald Paul

General Practice

Status: Inactive Licensed: 53 Years

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308 Union St, Bellevue, OH 44811

John Edward Meyers

Government, Estate, Criminal, Accident & Injury

Status: In Good Standing Licensed: 55 Years

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412 West Main Street, Bellevue, OH 44811

Charles Francis Sliter

General Practice

Status: Inactive Licensed: 73 Years

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223 Northwest Street, Bellevue, OH 44811

Mary Jean Wall

Tax, Health Care Other, Health Care, Medical Malpractice

Status: In Good Standing Licensed: 25 Years

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108 W Main St, Bellevue, OH 44811

David Alan Wallingford

Family Law, Corporate, Bankruptcy, Personal Injury

Status: In Good Standing Licensed: 48 Years

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117 W Main St, Bellevue, OH 44811

William Frank Aigler

General Practice

Status: Inactive Licensed: 81 Years

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202 Main Street, Bellevue, OH 44811

Harry Arthur Sargeant

Foreclosure, Traffic, Sexual Harassment, DUI-DWI

Status: In Good Standing Licensed: 66 Years

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289 W Main St, Bellevue, OH 44811

Thomas Levan Aigler

Family Law, Criminal, Corporate, Commercial Bankruptcy

Status: In Good Standing Licensed: 56 Years

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202 W Main Street, Bellevue, OH 44811

800-923-0641

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LEGAL TERMS

CREDIT FILE

See credit report.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

LIQUIDATING PARTNER

The member of an insolvent or dissolving partnership responsible for paying the debts and settling the accounts of the partnership.

WINDING UP

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, a... (more...)

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, all with the ultimate goal of liquidating or closing down a corporation or partnership.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

SAMPLE LEGAL CASES

Ford v. Ford Motor Credit Co.

... The result was that the account was returned to collections. Subsequently, Ford received letters from collections agencies and repeated phone 85 calls from those agencies, and the "bad debt" was placed on his credit report by FMCC. ...

Ham v. Ham

... Neither party filed objections to the magistrate's decision. On December 15, 2006, the magistrate sua sponte filed a Nunc Pro Tunc magistrate's decision to correct a mathematical error in the calculation of Daniel's credit card debt. ...

Home Depot USA, Inc. v. Levin

... Under the statute, the latter qualify for the bad-debt deduction. {Â¶ 19} This argument fails because vendors who extend credit themselves are not, with respect to bad debt, similarly situated to vendors like Home Depot, who hire financial institutions to extend credit. ...

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Huron County, OH Credit & Debt Lawyers

Sponsored Law Firm

Doucet & Associates CO., L.P.A.

SPONSORED LAWYERS

Matthew J. Hawley

Zachary Fowler

Roger Donald Paul

John Edward Meyers

Charles Francis Sliter

Mary Jean Wall

David Alan Wallingford

William Frank Aigler

Harry Arthur Sargeant

Thomas Levan Aigler

TIPS

LEGAL TERMS

CREDIT FILE

MEANS TEST

PRESUMED ABUSE

CREDIT COUNSELING

SETOFF

CREDIT INSURANCE

LIQUIDATING PARTNER

WINDING UP

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

SAMPLE LEGAL CASES

Ford v. Ford Motor Credit Co.

Ham v. Ham

Home Depot USA, Inc. v. Levin

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