Jefferson County, KY Bankruptcy & Debt Lawyers, page 5

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Julie Obryan
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Obryan Law Offices
9311 Preston Hwy Louisville, KY 40229Â» view map
Bankruptcy
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Obryan Law Offices has helped thousands of families restore peace and order to their lives. Call us today!

800-884-2480
1. Julie Obryan Jefferson, KY
  Attorney at Law, KY 1985
  University Of Louisville
2. About UsObryan Law Offices
  Oâ€™Bryan Law Offices, Is Focused Solely on Helping People file for Bankruptcy.
3. FAQFrequently Asked Questions
  Click here for frequently asked questions
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Peter Mark Gannott

Government, Bankruptcy, Bankruptcy & Debt, Civil Rights

Status: In Good Standing

CONTACT

10230 Shelbyville Rd, Louisville, KY 40223

Jayme Lee Hart

Litigation, Insurance, Consumer Bankruptcy, Personal Injury

Status: In Good Standing Licensed: 16 Years

CONTACT

12521 Deer Lake Lane, Louisville, KY 40299

Elizabeth B Alphin

Litigation, Business, Credit & Debt, Bankruptcy

Status: In Good Standing

CONTACT

101 South Fifth Street, Louisville, KY 40202

Richard Martin Nielson

Real Estate, Family Law, Business, Bankruptcy

Status: In Good Standing

CONTACT

9300 Shelbyville Rd, Louisville, KY 40222

Mark A. Robinson

Foreclosure, Litigation, Workout, Bankruptcy

Status: In Good Standing

CONTACT

2403 Northfield Ct, Louisville, KY 40222

Kathryn H. Hogan

Real Estate, Lawsuit & Dispute, Credit & Debt, Collection

Status: In Good Standing

CONTACT

12404 Tyler Woods Ct, Louisville, KY 40299

Matthew Ryan Lindblom

Real Estate, Lawsuit & Dispute, Bankruptcy, Bankruptcy & Debt, Collection

Status: In Good Standing

CONTACT

500 W. Jefferson Street, Louisville, KY 40202

Ross Benjamin Neuhauser

Bankruptcy & Debt, Personal Injury, Accident & Injury

Status: In Good Standing

CONTACT

312 S 4Th St, Louisville, KY 40202

Vanessa Ann Robinson

Bankruptcy, Bankruptcy & Debt

Status: In Good Standing

FREE CONSULTATION

CONTACT

1717 Alliant Ave, Louisville, KY 40299

Keith James Larson

Litigation, Lawsuit & Dispute, Family Law, Bankruptcy & Debt, Personal Injury

Status: In Good Standing Licensed: 15 Years

CONTACT

462 South 4th ST, Louisville, KY 40202

800-923-0641

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Lawyer.com can help you easily and quickly find Kentucky Bankruptcy & Debt Lawyers and Kentucky Bankruptcy & Debt Law Firms. Find Bankruptcy & Debt attorneys by major city or select a city from the list of all Kentucky cities. Alternatively you can search for Bankruptcy & Debt attorneys for all Kentucky cities or search by county. You may also also find it useful to refine your search by specific Bankruptcy & Debt practice areas such as Bankruptcy, Collection, Credit & Debt, Reorganization and Workout matters.

LEGAL TERMS

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

FCBA

See Fair Credit Billing Act.

NONEXEMPT PROPERTY

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typicall... (more...)

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typically includes valuable clothing (furs) and electronic equipment, an expensive car that's been paid off and most of the equity in your house. Compare exempt property.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

FORBEARANCE

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily ... (more...)

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily postponing or reducing the borrower's payments.

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

SUBROGATION

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off i... (more...)

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off its injured claimant takes the legal rights the claimant has against a third party that caused the injury, and sues that third party.

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

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Jefferson County, KY Bankruptcy & Debt Lawyers, page 5

Sponsored Law Firm

Obryan Law Offices

SPONSORED LAWYERS

Peter Mark Gannott

Jayme Lee Hart

Elizabeth B Alphin

Richard Martin Nielson

Mark A. Robinson

Kathryn H. Hogan

Matthew Ryan Lindblom

Ross Benjamin Neuhauser

Vanessa Ann Robinson

Keith James Larson

TIPS

LEGAL TERMS

GRACE PERIOD

FCBA

NONEXEMPT PROPERTY

GARNISHMENT

FORBEARANCE

SETOFF

SUBROGATION

COSIGNER

DEBT COLLECTOR

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