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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
1. Contact
2. Email
3. Refer
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6. Website
7. Profile

Richard W. Warner

General Practice

Status: In Good Standing Licensed: 19 Years

CONTACT

1245 E Diehl Rd, Naperville, IL 60563

Kenneth J. Donkel

Commercial Real Estate, Real Estate, Transactions, Collection

Status: In Good Standing Licensed: 42 Years

CONTACT

114 E Van Buren, Naperville, IL 60540

Bruce William Craig

Commercial Real Estate, Civil Rights, Banking & Finance, Collection

Status: In Good Standing Licensed: 41 Years

CONTACT

2043 Maplewood Cir, Naperville, IL 60563

Douglas A. Oliver

Commercial Real Estate, Real Estate, Transactions, Collection

Status: In Good Standing Licensed: 30 Years

CONTACT

1807 W Diehl Rd, Naperville, IL 60566

Bryan David Hughes

Litigation, Transactions, Collection, Bankruptcy

Status: In Good Standing Licensed: 16 Years

CONTACT

1771 West Diehl Road, Naperville, IL 60563

Joshua Brandon Rosenzweig

Divorce, Criminal, Collection, Personal Injury

Status: In Good Standing Licensed: 18 Years

CONTACT

1804 N Naper Blvd, Naperville, IL 60563

Terence Michael Fenelon

Bankruptcy, Collection, Workout, Bankruptcy & Debt

Status: In Good Standing Licensed: 45 Years

CONTACT

2002 Springside Dr, Naperville, IL 60565

Russel Greg Winick

Litigation, Civil Rights, Business & Trade, Collection

Status: In Good Standing

CONTACT

1220 Iroquois Avenue, Naperville, IL 60563

Bryan Michael Sims

Family Medical Leave Act (FMLA), Civil Rights, Banking & Finance, Collection

Status: In Good Standing

CONTACT

1700 Park St, Naperville, IL 60563

Barbara Nilsen

Commercial Real Estate, Civil Rights, Transactions, Collection

Status: In Good Standing Licensed: 19 Years

CONTACT

1771 W Diehl Rd, Naperville, IL 60563

800-923-0641

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LEGAL TERMS

BANKRUPTCY

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are ... (more...)

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are two types of bankruptcies -- liquidation, in which your debts are wiped out (discharged) and reorganization, in which you provide the court with a plan for how you intend to repay your debts. For both consumers and business, liquidation bankruptcy is called Chapter 7. For consumers, reorganization bankruptcy is called Chapter 13. Reorganization bankruptcy for consumers with an extraordinary amount of debt and for businesses is called Chapter 11. Reorganization bankruptcy for family farmers is called Chapter 12.

DEBIT CARD

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can ... (more...)

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can also be used at stores to pay for goods and services in place of a check. Unlike a credit card, a debit card automatically withdraws money from your checking account at the time of the transaction. Debit cards are regulated by the Electronic Funds Transfer Act.

ADMINISTRATIVE EXPENSES

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Admi... (more...)

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Administrative costs are typically 10% of the debtor's total payments under the plan.

C CORPORATION

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S c... (more...)

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S corporation, whose profits are passed through to shareholders and taxed on their personal returns under subchapter S of the Internal Revenue Code.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

FRATERNAL BENEFIT SOCIETY BENEFITS

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal socie... (more...)

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal societies that provide benefits. Also called benefit society, benevolent society or mutual aid association benefits. Under bankruptcy laws, these benefits are virtually always considered exempt property.

LIMITED LIABILITY

The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or ... (more...)

The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or a person who invests in a corporation (a shareholder) generally stands to lose only the amount of money invested in the business. This means that if the business folds, creditors cannot seize or sell an owner's home, car, or other personal assets.

TRADE NAME

The official name of a business, the one it uses on its letterhead and bank account when not dealing with consumers.

DISCHARGEABLE DEBTS

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bill... (more...)

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bills and medical bills. Compare nondischargeable debts.

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Joliet Collection Lawyer, Illinois, page 6

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

Richard W. Warner

Kenneth J. Donkel

Bruce William Craig

Douglas A. Oliver

Bryan David Hughes

Joshua Brandon Rosenzweig

Terence Michael Fenelon

Russel Greg Winick

Bryan Michael Sims

Barbara Nilsen

TIPS

LEGAL TERMS

BANKRUPTCY

DEBIT CARD

ADMINISTRATIVE EXPENSES

C CORPORATION

FAIR CREDIT BILLING ACT (FCBA)

FRATERNAL BENEFIT SOCIETY BENEFITS

LIMITED LIABILITY

TRADE NAME

DISCHARGEABLE DEBTS

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