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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
1. Contact
2. Email
3. Refer
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Includes: Bankruptcy Litigation, Commercial Bankruptcy, Consumer Bankruptcy, Dissolution

Brian Hiatt

Divorce & Family Law, Criminal, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 26 Years

CONTACT

1 Dearborn Square, Kankakee, IL 60901

Cheryl Zeleznak

Estate Planning, Divorce & Family Law, Bankruptcy, Personal Injury

Status: In Good Standing Licensed: 57 Years

CONTACT

1 Dearborn Square, Kankakee, IL 60901

Gus Regas

General Practice

Status: In Good Standing Licensed: 45 Years

CONTACT

One Dearborn Square, Kankakee, IL 60901

Gus Richard Regas

Traffic, DUI-DWI, Criminal, Bankruptcy

Status: In Good Standing Licensed: 45 Years

CONTACT

One Dearborn Square, Kankakee, IL 60901

Mark Andrew Laws

Juvenile Law, Family Law, Civil Rights, Bankruptcy

Status: In Good Standing Licensed: 16 Years

CONTACT

350 E. Court Street, Kankakee, IL 60901

James W. Stevenson

Lawsuit & Dispute, Workers' Compensation, Employee Rights, Bankruptcy

Status: In Good Standing

CONTACT

2 Dearborn Square, Kankakee, IL 60901

Karren Farmer

Federal Appellate Practice, Divorce, Civil Rights, Bankruptcy

Status: In Good Standing Licensed: 27 Years

CONTACT

2 Dearborn Square, Kankakee, IL 60901

James Windfield Stevenson

Lawsuit & Dispute, Workers' Compensation, Employee Rights, Bankruptcy

Status: In Good Standing Licensed: 37 Years

CONTACT

2 Dearborn Square, Kankakee, IL 60901

Rebecca S. Souligne

Estate Planning, Family Law, Divorce & Family Law, Bankruptcy

Status: In Good Standing Licensed: 31 Years

CONTACT

470 E. Merchant, Kankakee, IL 60901

Rebecca Souligne

Estate Planning, Child Custody, Divorce & Family Law, Bankruptcy

Status: In Good Standing Licensed: 31 Years

CONTACT

470 E. Merchant, Kankakee, IL 60901

800-923-0641

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LEGAL TERMS

TRADE NAME

The official name of a business, the one it uses on its letterhead and bank account when not dealing with consumers.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

CCCS

See Consumer Credit Counseling Service.

DOING BUSINESS AS (DBA)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or ... (more...)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or similar document with the appropriate agency -- for example, the county clerk. This enables consumers to discover the names of the business owners, which is important if a consumer needs to sue the business.

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

ADMINISTRATIVE EXPENSES

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Admi... (more...)

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Administrative costs are typically 10% of the debtor's total payments under the plan.

SAMPLE LEGAL CASES

Economy Fire & Cas. Co. v. Brumfield

... Appellees and Cross-Appellants, v. Hollis L. BRUMFIELD, Defendant and Counterplaintiff- Appellant and Cross-Appellee, and Michael J. Drewes; Constance Drewes; Beau Drewes; Zachary Fitzpatrick; Dan Fitzpatrick; Cindy Fitzpatrick; Steve Miller, Trustee in Bankruptcy for the ...

Seip v. Rogers Raw Materials Fund, LP

... Upon learning this, Beeland immediately sought to have the assets transferred either to Refco, LLC, or back to the original brokerage accounts. D. Refco Bankruptcy and the Special Redemption Letter. ... (2006)). Refco, LLC, filed for bankruptcy as well in November 2005. ...

Giannini v. Kumho Tire USA, Inc.

... While there are no Illinois cases addressing the stay granted in Rule 306, Garbe Iron Works held that the two-year statute of limitations for filing a mechanics' lien foreclosure was tolled by the automatic stay provision contained in the Federal Bankruptcy Act (11 USC Â§ 362(a)(1 ...

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Kempton Bankruptcy Lawyer, Illinois, page 2

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

Brian Hiatt

Cheryl Zeleznak

Gus Regas

Gus Richard Regas

Mark Andrew Laws

James W. Stevenson

Karren Farmer

James Windfield Stevenson

Rebecca S. Souligne

Rebecca Souligne

TIPS

LEGAL TERMS

TRADE NAME

TRUTH IN LENDING ACT (TILA)

CCCS

DOING BUSINESS AS (DBA)

WORKOUT

UNDUE HARDSHIP

CREDITOR

CHAPTER 13 BANKRUPTCY

ADMINISTRATIVE EXPENSES

SAMPLE LEGAL CASES

Economy Fire & Cas. Co. v. Brumfield

Seip v. Rogers Raw Materials Fund, LP

Giannini v. Kumho Tire USA, Inc.

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