Keyport Credit & Debt Lawyer, Washington, page 4

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Justine Koehle
About | Practice Areas
Leavy Schultz Davis, P.S.
2415 W Falls Ave Kennewick, WA 99336» view map
Bankruptcy & Debt
Serving your legal needs since 1947

Leavy Schultz Davis is one of the Mid-Columbia’s longest standing law firms serving Eastern Washington, Kennewick, Richland, Pasco, and the greater Tri-Cities area.

509-736-1330
1. Justine Koehle Kennewick, WA
  Attorney at Law- WA, 2017
  University of Kansas School of Law, J.D. 2017
2. AboutLeavy Schultz Davis, P.S.
  Serving your legal needs since 1947
3. Practice AreasExpertise
  Bankruptcy & Debt
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Ann T. Marshall

Federal Appellate Practice, Civil Rights, Banking & Finance, Credit & Debt, Collection

Status: In Good Standing Licensed: 31 Years

CONTACT

1420 5Th Ave, Seattle, WA 98101

Jason Edward Wax

Foreclosure, Litigation, Credit & Debt, Collection

Status: In Good Standing Licensed: 74 Years

CONTACT

2033 6Th Ave, Seattle, WA 98121

Isak Daniel Bressler

Credit & Debt, Family Law, Criminal, Bankruptcy

Status: Suspended Licensed: 23 Years

CONTACT

736 N 76Th St, Seattle, WA 98103

Thomas Leslie Gilman

Insurance, Credit & Debt, Civil Rights, Estate Planning, Construction

Status: In Good Standing

CONTACT

1000 2Nd Ave, Seattle, WA 98104

William O Kessler

Land Use & Zoning, Litigation, Corporate, Credit & Debt

Status: In Good Standing Licensed: 18 Years

CONTACT

145 3Rd Ave S, Edmonds, WA 98020

Kevin Edward Mcguire

Corporate, Foreclosure, Credit & Debt, Bankruptcy

Status: In Good Standing Licensed: 12 Years

CONTACT

931 N 85Th St, Seattle, WA 98103

Davisson Doane Culbertson

Traffic, Contract, Credit & Debt, Bankruptcy, Consumer Bankruptcy

Status: In Good Standing Licensed: 23 Years

CONTACT

Seattle, WA 98102

Anthony V Harris

Commercial Real Estate, Corporate, Credit & Debt, Bankruptcy & Debt

Status: In Good Standing Licensed: 19 Years

CONTACT

Seattle, WA 98124

Tuella O Sykes

Foreclosure, International Tax, Business & Trade, Credit & Debt

Status: In Good Standing Licensed: 19 Years

CONTACT

Seattle, WA 98114

Scott Roberts Weaver

Landlord-Tenant, Construction, Litigation, Credit & Debt

Status: In Good Standing

CONTACT

701 5Th Ave, Seattle, WA 98104

800-923-0641

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LEGAL TERMS

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

HOUSEHOLDER

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a ho... (more...)

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a homestead exemption and possibly other exemptions relating to the maintenance of the household.

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

FAIR LABOR STANDARDS ACT (FLSA)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements ... (more...)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements for overtime and places restrictions on child labor.

SAMPLE LEGAL CASES

Discover Bank v. Bridges

... HOUGHTON, J. Â¶ 1 John and Julie Bridges appeal the trial court's grant of summary judgment on their credit card debt to Discover Bank. ... We reverse and remand. FACTS. Â¶ 2 Discover Bank filed a complaint against the Bridges, seeking payment of a credit card debt. ...

Brown v. Household Realty Corp.

... This debt consolidation reduced the Browns' total monthly payments for home loans and consumer credit accounts. ... 6 The same day, the Browns obtained from Household a second position line of credit to consolidate additional unsecured debt. ...

BOEING EMPLOYEES'CREDIT UNION v. Burns

... [2]. Â¶ 2 Here, Boeing Employees' Credit Union (BECU) is the holder of a subordinate deed of trust for ... [4] Accordingly, BECU is entitled to the surplus sales funds that are sufficient to satisfy the Burnses' unpaid debt to BECU. [5] We reverse and remand for further proceedings. ...

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Keyport Credit & Debt Lawyer, Washington, page 4

Sponsored Law Firm

Leavy Schultz Davis, P.S.

SPONSORED LAWYERS

Ann T. Marshall

Jason Edward Wax

Isak Daniel Bressler

Thomas Leslie Gilman

William O Kessler

Kevin Edward Mcguire

Davisson Doane Culbertson

Anthony V Harris

Tuella O Sykes

Scott Roberts Weaver

TIPS

LEGAL TERMS

CREDITOR

REAFFIRMATION

HOUSEHOLDER

CREDIT BUREAU

COLLECTION AGENCY

REDEMPTION

CHAPTER 13 BANKRUPTCY

DEBT COLLECTOR

FAIR LABOR STANDARDS ACT (FLSA)

SAMPLE LEGAL CASES

Discover Bank v. Bridges

Brown v. Household Realty Corp.

BOEING EMPLOYEES'CREDIT UNION v. Burns

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