Lincolnshire Bankruptcy & Debt Lawyer, Illinois, page 6

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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
1. Contact
2. Email
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7. Profile

Ronald Rosenfeld

Collection

Status: In Good Standing Licensed: 30 Years

CONTACT

2801 Lakeside Drive, Deerfield, IL 60015

Galina Karpel

Litigation, Civil Rights, Bankruptcy, Personal Injury

Status: In Good Standing

CONTACT

3000 Dundee Rd, Northbrook, IL 60062

Galina Rakhman Karpel

Litigation, Civil Rights, Bankruptcy, Personal Injury

Status: In Good Standing

CONTACT

3000 Dundee Rd, Northbrook, IL 60062

Janice Lynn Morrison

Civil Rights, Litigation, Bankruptcy, Corporate

Status: In Good Standing Licensed: 18 Years

CONTACT

500 Lake Cook Road, Deerfield, IL 60015

James Ronald Krasny

Litigation, Collection, Bankruptcy

Status: In Good Standing Licensed: 49 Years

CONTACT

740 Constance Lane, Deerfield, IL 60015

James Krasny

Litigation, Collection, Bankruptcy

Status: In Good Standing Licensed: 49 Years

CONTACT

740 Constance Lane, Deerfield, IL 60015

Nickolas Schad

Bankruptcy, Civil Rights

Status: In Good Standing Licensed: 18 Years

CONTACT

2121 Waukegan Road, Deerfield, IL 60015

David Kreisman

Bankruptcy, Transactions

Status: In Good Standing Licensed: 62 Years

CONTACT

2121 Waukegan Road, Deerfield, IL 60015

Thomas Belczak

Bankruptcy, Transactions, Commercial Real Estate

Status: In Good Standing Licensed: 39 Years

CONTACT

2121 Waukegan Road, Deerfield, IL 60015

Michael N. Burke

Bankruptcy

Status: In Good Standing Licensed: 18 Years

CONTACT

2121 Waukegan Rd, Deerfield, IL 60015

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LEGAL TERMS

BULK SALES LAW

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to ... (more...)

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to conduct a bulk sale of business assets -- that is, get rid of an unusually large amount of inventory, merchandise or equipment -- the business owner must typically publish a notice of the sale and give written notice to creditors. Then, the owner must set up an account to hold the funds from the sale for a brief period of time during which creditors may make claims against the money. The prohibition against bulk sales is spelled out in the Uniform Commercial Code -- and laws modeled on the UCC have been generally adopted throughout the country.

FCRA

See Fair Credit Reporting Act.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

ABUSE

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because ... (more...)

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because the debtor appears to have enough disposable income to fund a Chapter 13 repayment plan.

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

REPOSSESSION

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and ... (more...)

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and has not attempted to work with the lender to resolve the problem. A repossessor can't use force to get at your car, but he can legally hot-wire it and even drive it out of your unlocked garage.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

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Lincolnshire Bankruptcy & Debt Lawyer, Illinois, page 6

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

Ronald Rosenfeld

Galina Karpel

Galina Rakhman Karpel

Janice Lynn Morrison

James Ronald Krasny

James Krasny

Nickolas Schad

David Kreisman

Thomas Belczak

Michael N. Burke

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LEGAL TERMS

BULK SALES LAW

FCRA

NUISANCE FEES

ABUSE

CURRENT MONTHLY INCOME

MEETING OF CREDITORS

SOLE PROPRIETORSHIP

REPOSSESSION

GRACE PERIOD

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