Auburndale Bankruptcy & Debt Lawyer, New York, page 2

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Abraham Michelson
About | Practice Areas
The Michelson Law Office
203 North Lasalle Street Suite 2100 Chicago, IL 60601Â» view map
Bankruptcy, Chapter 7, Chapter 13
Chicago Bankruptcy Lawyer

When your finances are at stake, choose the best. Don't sink deeper in debt. Contact The Michelson Law Office

800-824-6431
1. Abraham Michelson Chicago, IL
  Attorney at Law - Illinois, 2013
  Thomas Cooley, JD, 2004
2. AboutAbraham Michelson
  Our legal team can advise you on your options for negotiating a solution.
3. Practice AreasServices
  Find out how an experienced attorney can help end calls and prevent lawsuits.
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Seni Popat

Workers' Compensation, Criminal, Bankruptcy & Debt, Personal Injury, Accident & Injury

Status: Licensed: 14 Years

FREE CONSULTATION

CONTACT

260-14 Hillside Avenue, Glen Oaks, NY 11004

Mel Jacoby

Accident & Injury, Bankruptcy & Debt, Criminal, Divorce & Family Law

Status:

FREE CONSULTATION

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61-43 186 Street, Fresh Meadows, NY 11365

Jorge Armando Vasquez

Divorce & Family Law, Real Estate, Bankruptcy & Debt, Criminal, Litigation

Status: Licensed: 11 Years

FREE CONSULTATION

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8408 Queens Blvd, Elmhurst, NY 11373

Herbert Noel Steinberg

Divorce & Family Law, Bankruptcy & Debt, Real Estate, Foreclosure

Status: Licensed: 44 Years

CONTACT

1129 Northern Blvd, Manhasset, NY 11030

Barbara Wilkanowski

Motor Vehicle, Criminal, Collection, Household Mold

Status: Licensed: 36 Years

CONTACT

18927 39Th Ave, Flushing, NY 11358

Tae Hun Kim

Real Estate, Immigration, Commercial Bankruptcy

Status: Licensed: 20 Years

CONTACT

19308 Northern Blvd, Flushing, NY 11358

Nathan Erlich

Business & Trade, Corporate, Banking & Finance, Bankruptcy, Other

Status: Licensed: 34 Years

CONTACT

10818 Queens Blvd, Forest Hills, NY 11375

Jeremy H. Wang

Immigration, Licensing, Administrative Law, Bankruptcy

Status: Licensed: 15 Years

CONTACT

3808 Union St, Flushing, NY 11354

Jason Paul Sackoor

Real Estate, Foreclosure, Bankruptcy & Debt

Status:

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19-02 Whitestone Expressway, Whitestone, NY 11357

Jack Ira Slepian

Commercial Real Estate, Estate Planning, Business & Trade, Bankruptcy

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CONTACT

21408 41St Ave, Bayside, NY 11361

800-814-6700

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LEGAL TERMS

FRATERNAL BENEFIT SOCIETY BENEFITS

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal socie... (more...)

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal societies that provide benefits. Also called benefit society, benevolent society or mutual aid association benefits. Under bankruptcy laws, these benefits are virtually always considered exempt property.

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

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Auburndale Bankruptcy & Debt Lawyer, New York, page 2

Sponsored Law Firm

The Michelson Law Office

SPONSORED LAWYERS

Seni Popat

Mel Jacoby

Jorge Armando Vasquez

Herbert Noel Steinberg

Barbara Wilkanowski

Tae Hun Kim

Nathan Erlich

Jeremy H. Wang

Jason Paul Sackoor

Jack Ira Slepian

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LEGAL TERMS

FRATERNAL BENEFIT SOCIETY BENEFITS

UNDUE HARDSHIP

GRACE PERIOD

COSIGNER

INTEREST

SECRET WARRANTY PROGRAM

FAIR CREDIT BILLING ACT (FCBA)

ACCORD AND SATISFACTION

SOLE PROPRIETORSHIP

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