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Tricia Terry
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Marrs & Terry, PLLC
6553 Jackson Road Ann Arbor, MI 48103Â» view map
Bankruptcy & Debt
Personalized, Efficient Counsel

Marrs & Terry, PLLC have been helping individuals face a variety of legal challenges, including bankruptcy, estate planning and administration, and family law.

800-862-7221
1. Tricia Terry Ann Arbor, MI
  Attorney at Law- MI, 1999
  Thomas M. Cooley Law School, J.D.
2. AboutExperienced Michigan Lawyer
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Shawn J. Coppins

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Divorce & Family Law, Criminal, Accident & Injury, Bankruptcy, Traffic

Mr. Coppins was born and raised in the Metro-Detroit area and is a Litigation Specialist

Shawn Coppins is an aggressive plaintiff's attorney and is one of the firm's founding partners.Mr. Coppins was born and raised in the Metro-Detroit ar... (more)

FREE CONSULTATION

CONTACT

800-928-4120

44 First Street, Mount Clemens, MI 48043

Derek J. Brackon

Business Organization, Family Law, Collection, Wills & Probate

Status:

CONTACT

12900 Hall Road, Sterling Heights, MI 48313

Lyndsay S. Ott

Collection, Banking & Finance, Corporate, Real Estate

Status:

CONTACT

12900 Hall Road, Sterling Heights, MI 48313

Joseph Peter Ciaramitaro

Estate, Contract, Business, Bankruptcy & Debt

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FREE CONSULTATION

CONTACT

42850 Garfield, Clinton Twp, MI 48038

Patrick Edward Cahill

Traffic, Trusts, Adoption, Collection

Status: Licensed: 15 Years

CONTACT

28755 Schoenherr Rd, Warren, MI 48088

G. Timothy Moore

Real Estate, Corporate, Banking & Finance, Bankruptcy

Status: Licensed: 45 Years

CONTACT

38600 Van Dyke Ave, Sterling Heights, MI 48312

Michelle M. Lundquist

Education, Litigation, State and Local, Bankruptcy, Government

Status: Licensed: 22 Years

CONTACT

38600 Van Dyke Ave, Sterling Heights, MI 48312

Ralph Colasuonno

Litigation, State and Local, Banking & Finance, Bankruptcy, Dispute Resolution

Status: Licensed: 27 Years

CONTACT

48 S Main St, Mount Clemens, MI 48043

Fadi F. Toma

Sales & Use Tax, Commercial Real Estate, Corporate, Commercial Bankruptcy

Status: Licensed: 20 Years

CONTACT

8424 E 12 Mile Rd, Warren, MI 48093

Douglas L. Dinning

Real Estate, Consumer Bankruptcy

Status: Licensed: 47 Years

CONTACT

35100 Van Dyke Ave, Sterling Heights, MI 48312

800-923-0641

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LEGAL TERMS

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

NO-FAULT INSURANCE

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain ... (more...)

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain amount, regardless of who was at fault. The effect of no-fault insurance laws is to eliminate lawsuits in small accidents. The advantage is the prompt payment of medical bills and expenses. The downsides are that the amounts paid by no-fault policies are often not enough to fully cover a person's losses and that no-fault does not compensate for pain and suffering.

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

DOING BUSINESS AS (DBA)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or ... (more...)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or similar document with the appropriate agency -- for example, the county clerk. This enables consumers to discover the names of the business owners, which is important if a consumer needs to sue the business.

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

LIQUIDATING PARTNER

The member of an insolvent or dissolving partnership responsible for paying the debts and settling the accounts of the partnership.

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Fraser Bankruptcy & Debt Lawyer, Michigan

Sponsored Law Firm

Marrs & Terry, PLLC

SPONSORED LAWYERS

Shawn J. Coppins

Derek J. Brackon

Lyndsay S. Ott

Joseph Peter Ciaramitaro

Patrick Edward Cahill

G. Timothy Moore

Michelle M. Lundquist

Ralph Colasuonno

Fadi F. Toma

Douglas L. Dinning

TIPS

LEGAL TERMS

UNDUE HARDSHIP

NO-FAULT INSURANCE

DISCHARGE (OF DEBTS)

DOING BUSINESS AS (DBA)

COSIGNER

CREDIT BUREAU

CHAPTER 13 BANKRUPTCY

PRESUMED ABUSE

LIQUIDATING PARTNER

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