Long Beach Bankruptcy & Debt Lawyer, California

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Jonathan Paul Fly Lawyer

Jonathan Paul Fly

Criminal, Collection, Landlord-Tenant

Mr. Fly handles a variety of serious criminal trial matters and felony appeals. He also works extensively with condominium homeowner's associations on... (more)

Edwin A. Barnum Lawyer

Edwin A. Barnum

VERIFIED
Bankruptcy & Debt, Divorce & Family Law, Estate Planning, Personal Injury, Foreclosure
Helping You "Tip" The Balance of Justice in Your Favor.

Edwin Barnum is a bankruptcy lawyer proudly serving Torrance, CA and the neighboring communities. He reassures all his clients that he passes "no jud... (more)

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800-820-6081

Krystina  Tran Lawyer

Krystina Tran

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Bankruptcy & Debt, Accident & Injury, Estate Planning, Foreclosure, Landlord-Tenant

Attorney Tran is a practicing lawyer in the state of California.

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800-391-3210

Ghada Helena Philips Lawyer

Ghada Helena Philips

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Bankruptcy & Debt, Foreclosure, Reorganization, Estate, Power of Attorney

Ms. Ghada Philips is a lawyer serving Montebello, California and the surrounding locations.

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800-743-9850

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Chris T. Nguyen Lawyer

Chris T. Nguyen

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Bankruptcy & Debt, Bankruptcy, Consumer Bankruptcy

Chris Truc Nguyen is a practicing lawyer in the state of California who focuses on bankruptcy law. Lawyer.com Member Questionnaire Please desc... (more)

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800-879-0801

Gregory Mark Fitzgerald Lawyer

Gregory Mark Fitzgerald

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Bankruptcy & Debt, Credit & Debt, Collection, Garnishment, Consumer Protection

Fitzgerald & Campbell is a Consumer Protection Law Firm unlike any other. We provide affordable protection to consumers suffering from debt throughou... (more)

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800-732-9061

Cynthia Hackler Flynn Lawyer

Cynthia Hackler Flynn

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Business, Contract, Corporate, Credit & Debt
Business Attorneys Protecting Employers

Cynthia Hackler Flynn proudly serves Monterey Park, California and the neighboring communities in the areas of business, contract, corporate, credit &... (more)

Thomas D. Sands Lawyer

Thomas D. Sands

VERIFIED
Bankruptcy & Debt, Real Estate, Immigration, Business, Visa
Affordable legal services in Hawaii.

Attorney Sands has numerous years of noticeable experience in representing the city of Honolulu, HI in various areas of practice.

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800-939-2671

Alan S. Wolf Lawyer

Alan S. Wolf

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Real Estate, Employment, Bankruptcy Litigation, Business, Banking & Finance

Alan S. Wolf is the President and Managing Attorney of The Wolf Firm, A Law Corporation. Mr. Wolf has served as the Chair of the California Mortgage ... (more)

Taani Junior Fuahala Lawyer

Taani Junior Fuahala

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Criminal, Bankruptcy & Debt, Immigration, Divorce & Family Law, Accident & Injury

Lawyer.com Member Questionnaire Please describe a case(s) in the last year or two where you made a big difference. Regarding criminal law, I rec... (more)

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LEGAL TERMS

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)
A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

LIABILITY

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pi... (more...)
(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pipe bursts the day after Paul installs it, ruining the bathroom floor. This raises the issue of liability: Who is responsible for the damage? Peri claims that Paul is responsible, and sues him for the cost of hiring another plumber to fix the pipe and replacing the floor. Paul, in turn, claims that the pipe manufacturer is responsible, because they supplied him with faulty materials. Both Peri and Paul must prove their claims in court; if Paul and/or the manufacturer is found liable, one or both will have to pay damages to Peri. (2) Something for which a person is liable. For example, a debt is often called a liability.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)
A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)
A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

INFRINGEMENT (OF TRADEMARK)

Unauthorized use of a protected trademark or service mark, or use of something very similar to a protected mark. The success of a lawsuit to stop the infringeme... (more...)
Unauthorized use of a protected trademark or service mark, or use of something very similar to a protected mark. The success of a lawsuit to stop the infringement turns on whether the defendant's use causes a likelihood of confusion in the average consumer. If a court determines that the average consumer would be confused, the owner of the original mark can prevent the other's use of the infringing mark and sometimes collect damages.

REPOSSESSION

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and ... (more...)
A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and has not attempted to work with the lender to resolve the problem. A repossessor can't use force to get at your car, but he can legally hot-wire it and even drive it out of your unlocked garage.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)
Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)
A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

SUBROGATION

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off i... (more...)
A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off its injured claimant takes the legal rights the claimant has against a third party that caused the injury, and sues that third party.