Manchaca Credit & Debt Lawyer, Texas, page 2

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Benjamin Sanchez
About | Practice Areas
Sanchez Law Firm
150 W. Parker Rd. 3rd Floor Houston, TX 77076» view map
Real Estate
Excellence In Action

We advocate for our clients in and out of court. When you and the system meet head on, you need an attorney who is experienced, credible, and active.

800-785-3351
1. Benjamin Sanchez Houston, TX
  Attorney at Law - TX, 1998
  University of Houston J.D. 1997
2. AboutSanchez Law Firm
  Excellence In Action
3. Practice AreasExpertise
  Real Estate
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Andrew R. Gray

Private Schools, Computer Law, Employee Rights, Credit & Debt

Status: In Good Standing Licensed: 7 Years

CONTACT

100 Congress Ave, Austin, TX 78701

Angela Littwin

General Practice

Status: In Good Standing Licensed: 21 Years

CONTACT

727 E Dean Keeton St, Austin, TX 78705

Anthony Garrett Read

Litigation, Business & Trade, Credit & Debt, Personal Injury

Status: In Good Standing Licensed: 18 Years

CONTACT

Austin, TX 78711

Anthony Michael Spinks

Elder Law, Insurance, Credit & Debt, Personal Injury

Status: In Good Standing Licensed: 37 Years

CONTACT

2025 Guadalupe St, Austin, TX 78705

Anthony Pierce Peregoy

Credit & Debt, Administrative Law, Tax, Commercial Real Estate

Status: In Good Standing Licensed: 8 Years

CONTACT

11501 Burnet Rd, Austin, TX 78758

April Dawn Hightower

Commercial Real Estate, Business & Trade, Business, Credit & Debt

Status: In Good Standing Licensed: 18 Years

CONTACT

901 S Mopac Expy, Austin, TX 78746

Arnold Reyes

Entertainment, Insurance, Business & Trade, Credit & Debt

Status: In Good Standing Licensed: 38 Years

CONTACT

Austin, TX 78768

Arturo Villarreal

Immigration, Business & Trade, Consumer Bankruptcy, Credit & Debt

Status: In Good Standing Licensed: 15 Years

CONTACT

48 East Ave, Austin, TX 78701

B. Neal Meinzer

Construction, Litigation, Insurance, Credit & Debt

Status: In Good Standing

CONTACT

100 Congress Avenue, Austin, TX 78701

Barry Broughton

Business, Credit & Debt, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 50 Years

CONTACT

Austin, TX 78715

800-923-0641

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LEGAL TERMS

NO-FAULT INSURANCE

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain ... (more...)

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain amount, regardless of who was at fault. The effect of no-fault insurance laws is to eliminate lawsuits in small accidents. The advantage is the prompt payment of medical bills and expenses. The downsides are that the amounts paid by no-fault policies are often not enough to fully cover a person's losses and that no-fault does not compensate for pain and suffering.

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

CHAPTER 13 PLAN

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to ... (more...)

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to pay all mandatory debts -- for example, back child support, taxes, and mortgage arrearages -- as well as some or all unsecured, nonpriority debts, such as medical and credit card bills.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

TRADE NAME

The official name of a business, the one it uses on its letterhead and bank account when not dealing with consumers.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

FORBEARANCE

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily ... (more...)

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily postponing or reducing the borrower's payments.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

SAMPLE LEGAL CASES

Eaves v. Unifund CCR Partners

... Tommy L. Eaves appeals the jury's verdict against him in Unifund CCR Partners ("Unifund Partners") suit to collect unpaid credit-card debt. We affirm. BACKGROUND. Citibank issued an AT & T credit card to Eaves, and Eaves made purchases with the card. ...

Dulong v. Citibank (South Dakota), NA

... 892 OPINION. Opinion by Justice RICHTER. This case involves a traditional summary judgment in a credit card debt collection matter. Citibank (South Dakota), NA ("Citibank") sued Donna Dulong to recover the balance owed on a credit card (the "Credit Card"). ...

Martinez v. Midland Credit Management, Inc.

... denied), argued that Midland was not entitled to proceed on a sworn account theory to recover a credit card debt. At the hearing on Martinez's Motion for New Trial, Midland argued that its claim was one for breach of contract. ...

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Manchaca Credit & Debt Lawyer, Texas, page 2

Sponsored Law Firm

Sanchez Law Firm

SPONSORED LAWYERS

Andrew R. Gray

Angela Littwin

Anthony Garrett Read

Anthony Michael Spinks

Anthony Pierce Peregoy

April Dawn Hightower

Arnold Reyes

Arturo Villarreal

B. Neal Meinzer

Barry Broughton

TIPS

LEGAL TERMS

NO-FAULT INSURANCE

CREDIT COUNSELING

CHAPTER 13 PLAN

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

TRADE NAME

FAIR CREDIT BILLING ACT (FCBA)

FORBEARANCE

GRACE PERIOD

DEBT COLLECTOR

SAMPLE LEGAL CASES

Eaves v. Unifund CCR Partners

Dulong v. Citibank (South Dakota), NA

Martinez v. Midland Credit Management, Inc.

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