Manchaca Credit & Debt Lawyer, Texas, page 5

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Benjamin Sanchez
About | Practice Areas
Sanchez Law Firm
150 W. Parker Rd. 3rd Floor Houston, TX 77076» view map
Real Estate
Excellence In Action

We advocate for our clients in and out of court. When you and the system meet head on, you need an attorney who is experienced, credible, and active.

800-785-3351
1. Benjamin Sanchez Houston, TX
  Attorney at Law - TX, 1998
  University of Houston J.D. 1997
2. AboutSanchez Law Firm
  Excellence In Action
3. Practice AreasExpertise
  Real Estate
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Jack Christopher Creel

Commercial Real Estate, Litigation, Business & Trade, Credit & Debt

Status: In Good Standing Licensed: 16 Years

CONTACT

1114 Lost Creek Blvd, Austin, TX 78746

Sandra Faye Kim

Workers' Compensation, Administrative Law, Credit & Debt, Personal Injury

Status: In Good Standing Licensed: 20 Years

CONTACT

301 West 2Nd Street, Austin, TX 78767

Arturo Villarreal

Immigration, Business & Trade, Consumer Bankruptcy, Credit & Debt

Status: In Good Standing Licensed: 15 Years

CONTACT

48 East Ave, Austin, TX 78701

Shelley W. Austin

Oil & Gas, Aviation, Banking & Finance, Credit & Debt

Status: In Good Standing Licensed: 45 Years

CONTACT

98 San Jacinto Blvd, Austin, TX 78701

Cleveland Roswell Burke

Litigation, Federal Trial Practice, Credit & Debt, Bankruptcy

Status: In Good Standing

CONTACT

100 Congress Avenue, Austin, TX 78701

B. Neal Meinzer

Construction, Litigation, Insurance, Credit & Debt

Status: In Good Standing

CONTACT

100 Congress Avenue, Austin, TX 78701

Kevin Daniel Shapiro

Commercial Real Estate, Business & Trade, Business, Credit & Debt

Status: In Good Standing Licensed: 11 Years

CONTACT

503 Oakland Ave, Austin, TX 78703

Joachim Hoang Quan Ong

Litigation, Banking & Finance, Credit & Debt, Bankruptcy

Status: In Good Standing Licensed: 24 Years

CONTACT

1717 West Sixth Street, Austin, TX 78703

Karen Sue Neeley

Public Finance, Banking & Finance, Business, Credit & Debt

Status: In Good Standing Licensed: 49 Years

CONTACT

1717 W. 6Th Street, Austin, TX 78703

John Robert Mcconnell

Construction, Aviation, Credit & Debt, Personal Injury

Status: In Good Standing Licensed: 19 Years

CONTACT

114 W 7Th St, Austin, TX 78701

800-923-0641

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LEGAL TERMS

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

BANKRUPTCY TRUSTEE

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is t... (more...)

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is to gather the debtor's nonexempt property, liquidate it and distribute it proportionally to her creditors. In a Chapter 13 case, the trustee's role is to receive the debtor's monthly payments and distribute them proportionally to her creditors.

TRADE NAME

The official name of a business, the one it uses on its letterhead and bank account when not dealing with consumers.

DOING BUSINESS AS (DBA)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or ... (more...)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or similar document with the appropriate agency -- for example, the county clerk. This enables consumers to discover the names of the business owners, which is important if a consumer needs to sue the business.

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

PRIORITY DEBT

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13... (more...)

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13 bankruptcy. Priority debts include alimony and child support, fees owed to the trustee and the attorney in the bankruptcy case, and wages owed to employees.

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

BANKRUPTCY

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are ... (more...)

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are two types of bankruptcies -- liquidation, in which your debts are wiped out (discharged) and reorganization, in which you provide the court with a plan for how you intend to repay your debts. For both consumers and business, liquidation bankruptcy is called Chapter 7. For consumers, reorganization bankruptcy is called Chapter 13. Reorganization bankruptcy for consumers with an extraordinary amount of debt and for businesses is called Chapter 11. Reorganization bankruptcy for family farmers is called Chapter 12.

SAMPLE LEGAL CASES

Eaves v. Unifund CCR Partners

... Tommy L. Eaves appeals the jury's verdict against him in Unifund CCR Partners ("Unifund Partners") suit to collect unpaid credit-card debt. We affirm. BACKGROUND. Citibank issued an AT & T credit card to Eaves, and Eaves made purchases with the card. ...

Dulong v. Citibank (South Dakota), NA

... 892 OPINION. Opinion by Justice RICHTER. This case involves a traditional summary judgment in a credit card debt collection matter. Citibank (South Dakota), NA ("Citibank") sued Donna Dulong to recover the balance owed on a credit card (the "Credit Card"). ...

Martinez v. Midland Credit Management, Inc.

... denied), argued that Midland was not entitled to proceed on a sworn account theory to recover a credit card debt. At the hearing on Martinez's Motion for New Trial, Midland argued that its claim was one for breach of contract. ...

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Manchaca Credit & Debt Lawyer, Texas, page 5

Sponsored Law Firm

Sanchez Law Firm

SPONSORED LAWYERS

Jack Christopher Creel

Sandra Faye Kim

Arturo Villarreal

Shelley W. Austin

Cleveland Roswell Burke

B. Neal Meinzer

Kevin Daniel Shapiro

Joachim Hoang Quan Ong

Karen Sue Neeley

John Robert Mcconnell

TIPS

LEGAL TERMS

SOLE PROPRIETORSHIP

CREDIT BUREAU

BANKRUPTCY TRUSTEE

TRADE NAME

DOING BUSINESS AS (DBA)

WORKOUT

PRIORITY DEBT

DISPOSABLE INCOME

BANKRUPTCY

SAMPLE LEGAL CASES

Eaves v. Unifund CCR Partners

Dulong v. Citibank (South Dakota), NA

Martinez v. Midland Credit Management, Inc.

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