Manhattan Beach Collection Lawyer, California

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Andrei Armas
About | Practice Areas
Armas & Joseph, APLC
1712 West Beverly Blvd Suite 201 Montebello, CA 90640» view map
Consumer Rights and Collection
We Fight For You

No matter what type of legal support you are looking for, we have the resources and expertise to help.

800-675-3790
1. Andrei Armas Montebello, CA
  Attorney at Law- CA
  California Western School of Law, J.D. 2014
2. AboutArmas & Joseph, APLC
  We Fight For You
3. Practice AreasExpertise
  Consumer Rights
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Timothy Adams Hogan

Prosecution, Divorce, Collection, Dissolution

Status: Inactive Licensed: 49 Years

CONTACT

605 Anderson St, Manhattan Beach, CA 90266

Kevin Kump

Defect and Lemon Law, Wills & Probate, Collection, Car Accident

Status: In Good Standing

CONTACT

1230 Rosecrans Ave., Manhattan Beach, CA 90266

Zack Broslavsky

Class Action, Consumer Protection, Contract, Collection

Status: In Good Standing

CONTACT

1500 Rosecrans Ave, Manhattan Beach, CA 90266

Richard Jude Cordes

Collection

Status: In Good Standing Licensed: 33 Years

CONTACT

1500 Rosecrans Ave, Manhattan Beach, CA 90266

Jerry J. Jen

Lawsuit & Dispute, Business, Collection, Bankruptcy & Debt

Status: In Good Standing

CONTACT

5777 W Century Blvd, Los Angeles, CA 90045

Andrew Marc Meinzer

Real Estate, Trusts, Estate, Collection

Status: In Good Standing Licensed: 25 Years

CONTACT

3878 W Carson St, Torrance, CA 90503

Catherine K. Fong

Criminal, Business, Collection, Malpractice

Status: In Good Standing Licensed: 9 Years

CONTACT

21515 Hawthorne Blvd, Torrance, CA 90503

800-923-0641

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LEGAL TERMS

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

FCRA

See Fair Credit Reporting Act.

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

TRADE NAME

The official name of a business, the one it uses on its letterhead and bank account when not dealing with consumers.

ADMINISTRATIVE EXPENSES

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Admi... (more...)

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Administrative costs are typically 10% of the debtor's total payments under the plan.

FRATERNAL BENEFIT SOCIETY BENEFITS

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal socie... (more...)

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal societies that provide benefits. Also called benefit society, benevolent society or mutual aid association benefits. Under bankruptcy laws, these benefits are virtually always considered exempt property.

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Manhattan Beach Collection Lawyer, California

Sponsored Law Firm

Armas & Joseph, APLC

SPONSORED LAWYERS

Timothy Adams Hogan

Kevin Kump

Zack Broslavsky

Richard Jude Cordes

Jerry J. Jen

Andrew Marc Meinzer

Catherine K. Fong

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LEGAL TERMS

GRACE PERIOD

TRUTH IN LENDING ACT (TILA)

FCRA

DISCHARGE (OF DEBTS)

FAIR CREDIT REPORTING ACT (FCRA)

GUARANTOR

TRADE NAME

ADMINISTRATIVE EXPENSES

FRATERNAL BENEFIT SOCIETY BENEFITS

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