Mannsville Bankruptcy & Debt Lawyer, Kentucky

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Douglas Howard
About | Practice Areas
Howard Law Group, P.L.L.C.
213 Saint Clair St Ste 101 Frankfort, KY 40601» view map
Bankruptcy & Debt
Where Dedication Meets Experience

At Howard Law Group, PLLC, our Frankfort lawyer has devoted his entire practice to helping clients understand their rights and helping clients make empowered legal decisions.

800-716-8131
1. Douglas Howard Frankfort, KY
  Attorney at Law - KY, 1998
  Columbus School of Law J.D. 1998
2. AboutHoward Law Group, P.L.L.C.
  Detailed Preparation & Simple Solutions
3. Practice AreasExpertise
  Bankruptcy & Debt
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Arlene Courtney Gray

Bankruptcy, Corporate, Collection, Consumer Bankruptcy, Employment

Status: In Good Standing

FREE CONSULTATION

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114 North 5th Street, Bardstown, KY 40004

D. Bruce Orwin

Construction, Wills, Corporate, Bankruptcy

Status: In Good Standing

CONTACT

116 North Main Street, Somerset, KY 42502

Leigh Anne Claywell

Equine, Bankruptcy, Accident & Injury

Status: In Good Standing

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Bardstown, KY 40004

Janie Asher Hite

General Practice

Status: In Good Standing

CONTACT

602 Bloomfield Rd, Bardstown, KY 40004

Edna Jenelle Coulter

Real Estate, Collection, Credit & Debt

Status: In Good Standing

CONTACT

7925 Bloomfield Rd, Bardstown, KY 40004

Arch Cox McKay

General Practice

Status: In Good Standing

CONTACT

602 Bloomfield Road, Bardstown, KY 40004

William T Hutchins

Civil & Human Rights, Insurance, Credit & Debt, Medical Malpractice

Status: In Good Standing

CONTACT

201 E Flaget St, Bardstown, KY 40004

Keith Allen Sparks

General Practice

Status: In Good Standing

CONTACT

212 West Stephen Foster Avenue, Bardstown, KY 40004

Stephen Thomas Hamilton

Family Law, Child Custody, Bankruptcy, Car Accident

Status: In Good Standing

CONTACT

212 E Stephen Foster Ave, Bardstown, KY 40004

Alisha Marie Harper

Gift Taxation, Bankruptcy, State Government, Tax

Status: In Good Standing

CONTACT

515 Masden Road, Boston, KY 40107

800-923-0641

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LEGAL TERMS

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

FAIR LABOR STANDARDS ACT (FLSA)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements ... (more...)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements for overtime and places restrictions on child labor.

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

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Mannsville Bankruptcy & Debt Lawyer, Kentucky

Sponsored Law Firm

Howard Law Group, P.L.L.C.

SPONSORED LAWYERS

Arlene Courtney Gray

D. Bruce Orwin

Leigh Anne Claywell

Janie Asher Hite

Edna Jenelle Coulter

Arch Cox McKay

William T Hutchins

Keith Allen Sparks

Stephen Thomas Hamilton

Alisha Marie Harper

TIPS

LEGAL TERMS

CREDIT INSURANCE

WORKOUT

DISCHARGE (OF DEBTS)

LOSS DAMAGE WAIVER (LDW)

CURRENT MONTHLY INCOME

INTEREST

SETOFF

FAIR LABOR STANDARDS ACT (FLSA)

SECRET WARRANTY PROGRAM

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