Marblemount Credit & Debt Lawyer, Washington

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Justine Koehle
About | Practice Areas
Leavy Schultz Davis, P.S.
2415 W Falls Ave Kennewick, WA 99336» view map
Bankruptcy & Debt
Serving your legal needs since 1947

Leavy Schultz Davis is one of the Mid-Columbia’s longest standing law firms serving Eastern Washington, Kennewick, Richland, Pasco, and the greater Tri-Cities area.

509-736-1330
1. Justine Koehle Kennewick, WA
  Attorney at Law- WA, 2017
  University of Kansas School of Law, J.D. 2017
2. AboutLeavy Schultz Davis, P.S.
  Serving your legal needs since 1947
3. Practice AreasExpertise
  Bankruptcy & Debt
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2. Email
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Scott Erik Stafne

Real Estate, Credit & Debt, Foreclosure

Status: In Good Standing Licensed: 50 Years

CONTACT

239 N Olympic Ave, Arlington, WA 98223

Priscilla Carey-Cordoba

Insurance, Collection, Elder Law, Estate Planning

Status: In Good Standing

CONTACT

Arlington, WA 98223

Lydia A. Weitz

Commercial Bankruptcy, Commercial Real Estate, Real Estate

Status: In Good Standing Licensed: 59 Years

CONTACT

25712 43Rd Ave Ne, Arlington, WA 98223

Brenda Lynn Wahl

Commercial Bankruptcy, Landlord-Tenant, Business, Commercial Real Estate

Status: Inactive Licensed: 73 Years

CONTACT

3026 282Nd St Ne, Arlington, WA 98223

Sandra Kerstine Putney

Commercial Bankruptcy, Commercial Real Estate, Real Estate

Status: Inactive Licensed: 44 Years

CONTACT

17609 24Th Ave Nw, Arlington, WA 98223

Julie K. Yates

Commercial Bankruptcy, Commercial Real Estate, Real Estate

Status: In Good Standing Licensed: 34 Years

CONTACT

12004 234Th St Ne, Arlington, WA 98223

Carrie L Ross

Commercial Bankruptcy, Commercial Real Estate, Real Estate

Status: Inactive Licensed: 75 Years

CONTACT

13710 240Th St Ne, Arlington, WA 98223

Rebecca A. Morin

Commercial Bankruptcy, Commercial Real Estate, Real Estate

Status: Inactive Licensed: 55 Years

CONTACT

1009 E 5Th St, Arlington, WA 98223

James Caroden Hole

Federal, Business & Trade, Contract, Commercial Bankruptcy

Status: In Good Standing Licensed: 48 Years

CONTACT

18423 114Th Dr Ne, Arlington, WA 98223

Linda S Ekstrand

Commercial Bankruptcy, Commercial Real Estate, Real Estate

Status: Inactive Licensed: 94 Years

CONTACT

Darrington, WA 98241

800-923-0641

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LEGAL TERMS

DISCHARGEABLE DEBTS

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bill... (more...)

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bills and medical bills. Compare nondischargeable debts.

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

CHAPTER 13 PLAN

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to ... (more...)

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to pay all mandatory debts -- for example, back child support, taxes, and mortgage arrearages -- as well as some or all unsecured, nonpriority debts, such as medical and credit card bills.

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

SAMPLE LEGAL CASES

Discover Bank v. Bridges

... HOUGHTON, J. Â¶ 1 John and Julie Bridges appeal the trial court's grant of summary judgment on their credit card debt to Discover Bank. ... We reverse and remand. FACTS. Â¶ 2 Discover Bank filed a complaint against the Bridges, seeking payment of a credit card debt. ...

Brown v. Household Realty Corp.

... This debt consolidation reduced the Browns' total monthly payments for home loans and consumer credit accounts. ... 6 The same day, the Browns obtained from Household a second position line of credit to consolidate additional unsecured debt. ...

BOEING EMPLOYEES'CREDIT UNION v. Burns

... [2]. Â¶ 2 Here, Boeing Employees' Credit Union (BECU) is the holder of a subordinate deed of trust for ... [4] Accordingly, BECU is entitled to the surplus sales funds that are sufficient to satisfy the Burnses' unpaid debt to BECU. [5] We reverse and remand for further proceedings. ...

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Marblemount Credit & Debt Lawyer, Washington

Sponsored Law Firm

Leavy Schultz Davis, P.S.

SPONSORED LAWYERS

Scott Erik Stafne

Priscilla Carey-Cordoba

Lydia A. Weitz

Brenda Lynn Wahl

Sandra Kerstine Putney

Julie K. Yates

Carrie L Ross

Rebecca A. Morin

James Caroden Hole

Linda S Ekstrand

TIPS

LEGAL TERMS

DISCHARGEABLE DEBTS

CURRENT MONTHLY INCOME

GARNISHMENT

CHAPTER 13 PLAN

WORKOUT

401(K) PLAN

COLLECTION AGENCY

REDEMPTION

PREFERENCE

SAMPLE LEGAL CASES

Discover Bank v. Bridges

Brown v. Household Realty Corp.

BOEING EMPLOYEES'CREDIT UNION v. Burns

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