Mayslick Bankruptcy & Debt Lawyer, Kentucky

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Douglas Howard
About | Practice Areas
Howard Law Group, P.L.L.C.
213 Saint Clair St Ste 101 Frankfort, KY 40601» view map
Bankruptcy & Debt
Where Dedication Meets Experience

At Howard Law Group, PLLC, our Frankfort lawyer has devoted his entire practice to helping clients understand their rights and helping clients make empowered legal decisions.

800-716-8131
1. Douglas Howard Frankfort, KY
  Attorney at Law - KY, 1998
  Columbus School of Law J.D. 1998
2. AboutHoward Law Group, P.L.L.C.
  Detailed Preparation & Simple Solutions
3. Practice AreasExpertise
  Bankruptcy & Debt
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Suzanne Cassidy

✓ VERIFIED

Bankruptcy & Debt, Divorce & Family Law, Employment, Civil & Human Rights, Accident & Injury

Suzanne Cassidy is a partner with the firm, who concentrates her practice in the areas of Family Law, School Law, Insurance Defense, Employment Discri... (more)

CONTACT

800-741-6340

25 Town Center Boulevard, Crestview Hills, KY 41017

Justin Lee Lawrence

✓ VERIFIED

Accident & Injury, Personal Injury, Workers' Compensation, Bankruptcy & Debt, Social Security

Justin L. Lawrence is the managing partner of Lawrence & Associates, the successful law firm he founded in 2005. Along the way, Justin has started an... (more)

CONTACT

800-982-8841

2500 Chamber Center Dr, Ft Mitchell, KY 41017

Stuart P. Brown

Estate Planning, Family Law, Criminal, Bankruptcy

Status: In Good Standing

CONTACT

327 West Pike Street, Covington, KY 41011

Michael E. Plummer

Bankruptcy

Status: In Good Standing

FREE CONSULTATION

CONTACT

11 West Sixth Street, Covington, KY 41011

Emily H. Cowles

Corporate, Banking & Finance, Collection, Bankruptcy

Status: In Good Standing

CONTACT

133 West Short Street, Lexington, KY 40507

Tyler Powell

Corporate, Bankruptcy

Status: In Good Standing

CONTACT

133 West Short Street, Lexington, KY 40507

W. Thomas Bunch

Bankruptcy, Business Organization, Litigation

Status: In Good Standing

CONTACT

271 West Short Street, Lexington, KY 40507

W. Thomas Bunch

Bankruptcy, Business Organization, Estate Administration, Litigation

Status: In Good Standing

CONTACT

271 West Short Street, Lexington, KY 40507

Charla R. Sands

Bankruptcy

Status: In Good Standing

CONTACT

2240 Executive Drive, Lexington, KY 40505

Kimberly Ross Taylor

Bankruptcy

Status: In Good Standing

CONTACT

2240 Executive Drive, Lexington, KY 40505

800-923-0641

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LEGAL TERMS

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

DEFINED CONTRIBUTION PLAN

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount ... (more...)

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount every month, or every year, for each employee. The employer usually pays a fixed percentage of an employee's wages or salary, although sometimes the amount is a fraction of the company's profits, with the size of each employee's pension share depending on the amount of wage or salary. Upon retirement, each employee's pension is determined by how much was contributed to the fund on behalf of that employee over the years, plus whatever earnings that money has accumulated as part of the investments of the entire pension fund.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemp... (more...)

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemptible because it has been damaged or destroyed.

FDCPA

See Fair Debt Collections & Practices Act.

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

TOXIC TORT

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and su... (more...)

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and suffering.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

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Mayslick Bankruptcy & Debt Lawyer, Kentucky

Sponsored Law Firm

Howard Law Group, P.L.L.C.

SPONSORED LAWYERS

Suzanne Cassidy

Justin Lee Lawrence

Stuart P. Brown

Michael E. Plummer

Emily H. Cowles

Tyler Powell

W. Thomas Bunch

W. Thomas Bunch

Charla R. Sands

Kimberly Ross Taylor

TIPS

LEGAL TERMS

COLLECTION AGENCY

DEFINED CONTRIBUTION PLAN

INTEREST

WORKOUT

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

FDCPA

CREDITOR

TOXIC TORT

GRACE PERIOD

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