Merrillville Bankruptcy Lawyer, Indiana

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Edward Wartman
About | Practice Areas
Edward J. Wartman & Associates
516 East 86th Avenue Merrillville, IN 46410» view map
Bankruptcy & Debt Law
Highest Quality of Legal Services

At Edward J. Wartman & Associates Our experience runs deep and our successes are numerous, yet our motivation is simple.

219-791-1520
1. Edward Wartman Merrillville, IN
  Attorney at Law-IN, 1995
  John Marshall Law School, J.D. 1995
2. AboutEdward J. Wartman & Associates
  Highest Quality of Legal Services
3. Practice AreasExpertise
  Bankruptcy & Debt Law
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Includes: Bankruptcy Litigation, Commercial Bankruptcy, Consumer Bankruptcy, Dissolution

Adam D. Decker

Business Successions, Collection, Commercial Bankruptcy, Bankruptcy & Debt

Status: In Good Standing

CONTACT

10200 Broadway, Crown Point, IN 46307

P. Jeffrey Schlesinger

Bankruptcy, Criminal, DUI-DWI

Status: In Good Standing

FREE CONSULTATION

CONTACT

8396 Mississippi Street, Merrillville, IN 46410

Andrew L. Kraemer

Bankruptcy, Foreclosure

Status: In Good Standing

FREE CONSULTATION

CONTACT

506 E 86th Avenue, Merrillville, IN 46410

Matthew Wayne Deulley

Divorce, Elder Law, Corporate, Bankruptcy, Trusts

Status: In Good Standing Licensed: 16 Years

CONTACT

9800 Connecticut Dr, Crown Point, IN 46307

Karyn Price

Patent, Estate Planning, Bankruptcy

Status: In Good Standing Licensed: 22 Years

CONTACT

9800 Conneticut Avenue, Crown Point, IN 46307

Karyn Price Boswell

Patent, Estate Planning, Bankruptcy

Status: In Good Standing Licensed: 22 Years

CONTACT

9800 Conneticut Avenue, Crown Point, IN 46307

Nicholas Aaron Snow

Sexual Harassment, Employment Discrimination, Employee Rights, Bankruptcy, Employment

Status: In Good Standing Licensed: 19 Years

CONTACT

11410 Broadway, Crown Point, IN 46307

Kyle Bradley Lawrence

Litigation, Admiralty & Maritime, Federal Appellate Practice, Bankruptcy, Construction

Status: In Good Standing Licensed: 10 Years

CONTACT

1524 W 96Th Ave, Crown Point, IN 46307

Ryan Andrew Deutmeyer

Real Estate, Traffic, Estate Planning, Bankruptcy

Status: In Good Standing Licensed: 10 Years

CONTACT

130 North Main Street, Crown Point, IN 46307

Michael James Lambert

Real Estate, Divorce & Family Law, Business, Bankruptcy

Status: In Good Standing Licensed: 24 Years

CONTACT

223 S Main St, Crown Point, IN 46307

800-923-0641

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LEGAL TERMS

FCBA

See Fair Credit Billing Act.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemp... (more...)

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemptible because it has been damaged or destroyed.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

BULK SALES LAW

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to ... (more...)

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to conduct a bulk sale of business assets -- that is, get rid of an unusually large amount of inventory, merchandise or equipment -- the business owner must typically publish a notice of the sale and give written notice to creditors. Then, the owner must set up an account to hold the funds from the sale for a brief period of time during which creditors may make claims against the money. The prohibition against bulk sales is spelled out in the Uniform Commercial Code -- and laws modeled on the UCC have been generally adopted throughout the country.

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

SAMPLE LEGAL CASES

Green Tree Servicing, LLC v. Brough

... at p. 9. Subsequently, Brough defaulted on the Contract. In 2003, Brough filed a Chapter 13 bankruptcy petition in the United States Bankruptcy Court for the Southern District of Indiana. ... Brough's debt to Green Tree was addressed in the bankruptcy proceedings. ...

McClure v. Cooper

... III. Whether Cooper lacked standing to file this claim. Facts and Procedural History. Cooper hired McClure to perform certain legal services and paid him a retainer, including funds for a bankruptcy court filing fee. ... Small Claims Rule 12(A). Cooper hired McClure to file bankruptcy. ...

Morgan County Hosp. v. Upham

... In her interrogatory answers, provided to Appellants on November 4, 1998, Upham stated that she had never filed for bankruptcy. ... Under schedule B of the bankruptcy petition, Upham was asked to disclose all "[c]ontingent and [n]on-contingent interests in estate of decedent. . . ...

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Merrillville Bankruptcy Lawyer, Indiana

Sponsored Law Firm

Edward J. Wartman & Associates

SPONSORED LAWYERS

Adam D. Decker

P. Jeffrey Schlesinger

Andrew L. Kraemer

Matthew Wayne Deulley

Karyn Price

Karyn Price Boswell

Nicholas Aaron Snow

Kyle Bradley Lawrence

Ryan Andrew Deutmeyer

Michael James Lambert

TIPS

LEGAL TERMS

FCBA

COLLECTION AGENCY

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

GARNISHMENT

BULK SALES LAW

SOLE PROPRIETORSHIP

DISCHARGE (OF DEBTS)

UNDUE HARDSHIP

REAFFIRMATION

SAMPLE LEGAL CASES

Green Tree Servicing, LLC v. Brough

McClure v. Cooper

Morgan County Hosp. v. Upham

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