Milford Collection Lawyer, Kentucky

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Douglas Howard
About | Practice Areas
Howard Law Group, P.L.L.C.
213 Saint Clair St Ste 101 Frankfort, KY 40601» view map
Bankruptcy & Debt
Where Dedication Meets Experience

At Howard Law Group, PLLC, our Frankfort lawyer has devoted his entire practice to helping clients understand their rights and helping clients make empowered legal decisions.

800-716-8131
1. Douglas Howard Frankfort, KY
  Attorney at Law - KY, 1998
  Columbus School of Law J.D. 1998
2. AboutHoward Law Group, P.L.L.C.
  Detailed Preparation & Simple Solutions
3. Practice AreasExpertise
  Bankruptcy & Debt
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Emily H. Cowles

Corporate, Banking & Finance, Collection, Bankruptcy

Status: In Good Standing

CONTACT

133 West Short Street, Lexington, KY 40507

Joseph Michael Ruwe

Litigation, Electronic Commerce, Banking & Finance, Collection

Status: In Good Standing

CONTACT

28 Overlook Circle, Newport, KY 41076

Paul R. Markgraf

Wills & Probate, Estate, Corporate, Collection

Status: In Good Standing

CONTACT

Ft Mitchell, KY 41017

Edward John Buechel

Lawsuit & Dispute, Trusts, Estate Planning, Business, Collection

Status: In Good Standing

CONTACT

182 Barnwood Drive, Ft Mitchell, KY 41017

J. Eric Rottinghaus

Civil Rights, Insurance, Business, Collection, Medical Malpractice

Status: In Good Standing

CONTACT

25 Town Center Boulevard, Ft Mitchell, KY 41017

Brenna Lynn Penrose

Litigation, Federal Appellate Practice, Family Law, Collection, Civil Rights

Status: In Good Standing Licensed: 20 Years

CONTACT

10 Dell Ct, Florence, KY 41042

Brenna Lynn Kelly Penrose

Litigation, Federal Appellate Practice, Family Law, Collection, Civil Rights

Status: In Good Standing

CONTACT

10 Dell Ct, Florence, KY 41042

Eric Richard Schlinger

Child Custody, Collection, Medical Malpractice

Status: In Good Standing

CONTACT

27 Lucerne Ave, Ft Mitchell, KY 41017

Aaron Richard Klein

Environmental Law Other, Employee Rights, Collection, Household Mold

Status: In Good Standing Licensed: 9 Years

CONTACT

600 Meijer Drive, Florence, KY 41042

Kyle Walker Ray

Lawsuit & Dispute, Civil Rights, Insurance, Collection

Status: In Good Standing

CONTACT

800 Newtown Court, Lexington, KY 40511

800-923-0641

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LEGAL TERMS

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

NONPROFIT CORPORATION

A legal structure authorized by state law allowing people to come together to either benefit members of an organization (a club, or mutual benefit society) or f... (more...)

A legal structure authorized by state law allowing people to come together to either benefit members of an organization (a club, or mutual benefit society) or for some public purpose (such as a hospital, environmental organization or literary society). Nonprofit corporations, despite the name, can make a profit, but the business cannot be designed primarily for profit-making purposes, and the profits must be used for the benefit of the organization or purpose the corporation was created to help. When a nonprofit corporation dissolves, any remaining assets must be distributed to another nonprofit, not to board members. As with for-profit corporations, directors of nonprofit corporations are normally shielded from personal liability for the organization's debts. Some nonprofit corporations qualify for a federal tax exemption under _ 501(c)(3) of the Internal Revenue Code, with the result that contributions to the nonprofit are tax deductible by their donors.

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

NONDISCHARGEABLE DEBTS

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chap... (more...)

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chapter 13 bankruptcy, the nondischargeable debts will have to be paid in full during your plan or you will have a balance at the end of your case. Examples of nondischargeable debts include alimony and child support, most income tax debts, many student loans and debts for personal injury or death caused by drunk driving. Compare dischargeable debts.

FAIR LABOR STANDARDS ACT (FLSA)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements ... (more...)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements for overtime and places restrictions on child labor.

SUBROGATION

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off i... (more...)

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off its injured claimant takes the legal rights the claimant has against a third party that caused the injury, and sues that third party.

DISCHARGEABLE DEBTS

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bill... (more...)

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bills and medical bills. Compare nondischargeable debts.

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Milford Collection Lawyer, Kentucky

Sponsored Law Firm

Howard Law Group, P.L.L.C.

SPONSORED LAWYERS

Emily H. Cowles

Joseph Michael Ruwe

Paul R. Markgraf

Edward John Buechel

J. Eric Rottinghaus

Brenna Lynn Penrose

Brenna Lynn Kelly Penrose

Eric Richard Schlinger

Aaron Richard Klein

Kyle Walker Ray

TIPS

LEGAL TERMS

LOSS DAMAGE WAIVER (LDW)

CHAPTER 13 BANKRUPTCY

TRUTH IN LENDING ACT (TILA)

NONPROFIT CORPORATION

CREDIT BUREAU

NONDISCHARGEABLE DEBTS

FAIR LABOR STANDARDS ACT (FLSA)

SUBROGATION

DISCHARGEABLE DEBTS

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