Milton Freewater Bankruptcy Lawyer, Oregon

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Justine Koehle
About | Practice Areas
Leavy Schultz Davis, P.S.
2415 W Falls Ave Kennewick, WA 99336» view map
Bankruptcy & Debt
Serving your legal needs since 1947

Leavy Schultz Davis is one of the Mid-Columbia’s longest standing law firms serving Eastern Washington, Kennewick, Richland, Pasco, and the greater Tri-Cities area.

509-736-1330
1. Justine Koehle Kennewick, WA
  Attorney at Law- WA, 2017
  University of Kansas School of Law, J.D. 2017
2. AboutLeavy Schultz Davis, P.S.
  Serving your legal needs since 1947
3. Practice AreasExpertise
  Bankruptcy & Debt
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2. Email
3. Refer
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Includes: Bankruptcy Litigation, Commercial Bankruptcy, Consumer Bankruptcy, Dissolution

Alyssa D Slater

Traffic, Child Custody, Bankruptcy, Products Liability

Status: In Good Standing Licensed: 22 Years

CONTACT

107 Depot St, La Grande, OR 97850

Blaine Clooten

Occupational Safety & Health, Divorce, Bankruptcy, Personal Injury

Status: In Good Standing Licensed: 11 Years

CONTACT

Pendleton, OR 97801

Bruce E Anderson

Dispute Resolution, Child Custody, Bankruptcy

Status: In Good Standing

CONTACT

1206 Penn Ave, La Grande, OR 97850

Cheryl Ringering

Commercial Bankruptcy, Commercial Real Estate, Real Estate

Status: Suspended Licensed: 24 Years

CONTACT

52920 Appleton Rd, Milton Freewater, OR 97862

Christine M. Wallace

Commercial Real Estate, Estate Planning, Family Law, Bankruptcy

Status: In Good Standing Licensed: 34 Years

CONTACT

801 S Main St, Milton Freewater, OR 97862

Dean F Gushwa

Divorce & Family Law, Criminal, Bankruptcy

Status: In Good Standing Licensed: 27 Years

CONTACT

410 Se Dorion Ave, Pendleton, OR 97801

Jeffrey David Capps

Commercial Bankruptcy, Commercial Real Estate, Real Estate

Status: Inactive Licensed: 44 Years

CONTACT

510 N 3Rd St, Athena, OR 97813

Jesse E. Hardval

Divorce, Criminal, Collection, Bankruptcy

Status: In Good Standing Licensed: 9 Years

CONTACT

1906 4Th St, La Grande, OR 97850

Katherine M Krauel-Hernberg

Child Custody, Bankruptcy

Status: In Good Standing Licensed: 16 Years

CONTACT

216 SE 4th St, Pendleton, OR 97801

M Nicole Clooten

Occupational Safety & Health, Divorce, Bankruptcy, Personal Injury

Status: In Good Standing Licensed: 11 Years

CONTACT

Pendleton, OR 97801

800-923-0641

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LEGAL TERMS

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

CHAPTER 13 PLAN

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to ... (more...)

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to pay all mandatory debts -- for example, back child support, taxes, and mortgage arrearages -- as well as some or all unsecured, nonpriority debts, such as medical and credit card bills.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

FORBEARANCE

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily ... (more...)

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily postponing or reducing the borrower's payments.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

SAMPLE LEGAL CASES

In re Gunter

... After leaving HOH, applicant filed for bankruptcy, in which he obtained an order discharging over $236,000 in debt, including a number of credit card bills, an arbitration award that Dean Witter had obtained requiring the return of a signing bonus due to his abandonment of his ...

Gwin v. Lynn

... Defendant thereafter represented Gwin in a bankruptcy proceeding, which defendant initiated by filing a Chapter 7 (dissolution) bankruptcy petition. Plaintiff Thomas Renn was appointed trustee in plaintiff Gwin's bankruptcy. ...

IN RE STEFFEN

... Applicant did not respond to that request for about three months, at which point applicant advised the board that he had filed for bankruptcy. ... The fact that an applicant has a bankruptcy in his or her history is not in and of itself disqualifying. Scallon, 327 Or. at 39, 956 P.2d 982. ...

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Milton Freewater Bankruptcy Lawyer, Oregon

Sponsored Law Firm

Leavy Schultz Davis, P.S.

SPONSORED LAWYERS

Alyssa D Slater

Blaine Clooten

Bruce E Anderson

Cheryl Ringering

Christine M. Wallace

Dean F Gushwa

Jeffrey David Capps

Jesse E. Hardval

Katherine M Krauel-Hernberg

M Nicole Clooten

TIPS

LEGAL TERMS

WORKOUT

CHAPTER 13 PLAN

UNSECURED DEBT

PREFERENCE

CREDIT COUNSELING

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

TRUTH IN LENDING ACT (TILA)

FORBEARANCE

FAIR CREDIT REPORTING ACT (FCRA)

SAMPLE LEGAL CASES

In re Gunter

Gwin v. Lynn

IN RE STEFFEN

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