Monterey Park Bankruptcy & Debt Lawyer, California

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Gregory Fitzgerald
About | Practice Areas
Fitzgerald & Campbell, APLC
400 N. Tustin Avenue Suite 401 Santa Ana, CA 92705» view map
Bankruptcy & Debt
Lawyers Who Solve Serious Problems

We are a motivated, respected, and experienced law firm that provides affordable services that get results.

800-732-9061
1. Gregory Fitzgerald Santa Ana, CA
  Attorney at Law - CA, 1991
  Southern California College J.D. 19991
2. AboutFitzgerald & Campbell, APLC
  Over 25 years of experience.
3. Practice AreasExpertise
  Bankruptcy & Debt
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Andrei Armas

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Credit & Debt, Banking & Finance, Collection, Identity Theft, Consumer Rights

Andrei Armas is a founding partner of Armas & Joseph. Mr. Armas specializes in consumer protection, including banking, credit, debt collection, an... (more)

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800-675-3790

1712 West Beverly Blvd, Ste 201, Montebello, CA 90640

Dennis M. Wu

Commercial Leasing, Business Successions, Business Organization, Collection

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801 S. Garfield Avenue, Alhambra, CA 91801

Gary Hollingsworth

Alternative Energy, Arbitration, Banking & Finance, Bankruptcy

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FREE CONSULTATION

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2920 Huntington Drive, San Marino, CA 91108

Tom Chen

Personal Injury, Credit & Debt, Business, Family Law, Employee Rights

Status: Licensed: 30 Years

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208 E Valley Blvd, San Gabriel, CA 91776

Georgiana L. Pacheco

Medical Malpractice, Credit & Debt, Contract, Elder Law, Family Law

Status: Licensed: 12 Years

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1453 W Beverly Blvd, Montebello, CA 90640

Into Bo Champon

Personal Injury, Bankruptcy, Insurance, Family Law, Estate Planning

Status: Licensed: 33 Years

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1909 W Valley Blvd, Alhambra, CA 91803

Steven Aaron Schwaber

Bankruptcy

Status: Licensed: 57 Years

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2600 Mission St, San Marino, CA 91108

Scott D Wu

Credit & Debt, Business, Discrimination, DUI-DWI, Sexual Harassment

Status: Licensed: 27 Years

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1107 Fair Oaks Ave, South Pasadena, CA 91030

Innocent O. Osunwa

Real Estate, Traffic, Bankruptcy & Debt, Accident & Injury

Status: Licensed: 12 Years

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2275 Vandalia Ave, Los Angeles, CA 90032

Ruben Fuentes

Personal Injury, Bankruptcy, Family Law, Trusts, Immigration

Status: Licensed: 16 Years

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4524 Whittier Blvd, Los Angeles, CA 90022

800-814-6700

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LEGAL TERMS

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

FCBA

See Fair Credit Billing Act.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

ABUSE

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because ... (more...)

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because the debtor appears to have enough disposable income to fund a Chapter 13 repayment plan.

AUTOMATIC STAY

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities,... (more...)

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities, such as filing or continuing lawsuits, making written requests for payment, or notifying credit reporting bureaus of an unpaid debt.

PRIORITY DEBT

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13... (more...)

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13 bankruptcy. Priority debts include alimony and child support, fees owed to the trustee and the attorney in the bankruptcy case, and wages owed to employees.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

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Monterey Park Bankruptcy & Debt Lawyer, California

Sponsored Law Firm

Fitzgerald & Campbell, APLC

SPONSORED LAWYERS

Andrei Armas

Dennis M. Wu

Gary Hollingsworth

Tom Chen

Georgiana L. Pacheco

Into Bo Champon

Steven Aaron Schwaber

Scott D Wu

Innocent O. Osunwa

Ruben Fuentes

TIPS

LEGAL TERMS

SETOFF

FCBA

FAIR CREDIT REPORTING ACT (FCRA)

ABUSE

AUTOMATIC STAY

PRIORITY DEBT

NUISANCE FEES

SECURED DEBT

LOSS DAMAGE WAIVER (LDW)

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