Montgomery County, KY Collection Lawyers, page 4

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Douglas Howard
About | Practice Areas
Howard Law Group, P.L.L.C.
213 Saint Clair St Ste 101 Frankfort, KY 40601» view map
Bankruptcy & Debt
Where Dedication Meets Experience

At Howard Law Group, PLLC, our Frankfort lawyer has devoted his entire practice to helping clients understand their rights and helping clients make empowered legal decisions.

800-716-8131
1. Douglas Howard Frankfort, KY
  Attorney at Law - KY, 1998
  Columbus School of Law J.D. 1998
2. AboutHoward Law Group, P.L.L.C.
  Detailed Preparation & Simple Solutions
3. Practice AreasExpertise
  Bankruptcy & Debt
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Not enough matches for Montgomery Collection lawyer.
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Steven Wayne Hughes

Criminal, Personal Injury

Status: In Good Standing

CONTACT

50 Broadway, Mount Sterling, KY 40353

Brandie Ousley Hall

Family Law, State & Local Agencies

Status: In Good Standing

CONTACT

33 N Maysville St, Mount Sterling, KY 40353

Garnetta P Wylie

General Practice

Status: In Good Standing

CONTACT

836 Spencer Rd, Mount Sterling, KY 40353

Erin Leigh Combs

General Practice

Status: In Good Standing

CONTACT

2 Court St, Mount Sterling, KY 40353

Donald Everett Blair

General Practice

Status: In Good Standing

CONTACT

1St Court St, Mount Sterling, KY 40353

Ronald Keith Craycraft

Criminal

Status: In Good Standing

CONTACT

809 Greenfield Trail, Mount Sterling, KY 40353

Robin Lynn Freeman

General Practice

Status: Retired Licensed: 29 Years

CONTACT

2103 Maysville Rd, Mount Sterling, KY 40353

William Evans Lane

General Practice

Status: In Good Standing

CONTACT

44 W Main St, Mount Sterling, KY 40353

Chas G Williamson

General Practice

Status: In Good Standing

CONTACT

50 Broadway, Mount Sterling, KY 40353

Francis C Bryan

Elder Law, Other

Status: In Good Standing

CONTACT

417 Hollow Creek Rd, Mount Sterling, KY 40353

800-923-0641

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LEGAL TERMS

CCCS

See Consumer Credit Counseling Service.

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

DISCHARGEABLE DEBTS

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bill... (more...)

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bills and medical bills. Compare nondischargeable debts.

ADMINISTRATIVE EXPENSES

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Admi... (more...)

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Administrative costs are typically 10% of the debtor's total payments under the plan.

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

DOING BUSINESS AS (DBA)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or ... (more...)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or similar document with the appropriate agency -- for example, the county clerk. This enables consumers to discover the names of the business owners, which is important if a consumer needs to sue the business.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

REPOSSESSION

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and ... (more...)

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and has not attempted to work with the lender to resolve the problem. A repossessor can't use force to get at your car, but he can legally hot-wire it and even drive it out of your unlocked garage.

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Montgomery County, KY Collection Lawyers, page 4

Sponsored Law Firm

Howard Law Group, P.L.L.C.

SPONSORED LAWYERS

Steven Wayne Hughes

Brandie Ousley Hall

Garnetta P Wylie

Erin Leigh Combs

Donald Everett Blair

Ronald Keith Craycraft

Robin Lynn Freeman

William Evans Lane

Chas G Williamson

Francis C Bryan

TIPS

LEGAL TERMS

CCCS

DISPOSABLE INCOME

DISCHARGEABLE DEBTS

ADMINISTRATIVE EXPENSES

CREDIT BUREAU

DOING BUSINESS AS (DBA)

INTEREST

DEBT COLLECTOR

REPOSSESSION

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